Análisis de la acción Fair Isaac Corp (FICO)FICOFair Isaac Corp

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases. It operates in the Technology sector (SERVICES-BUSINESS SERVICES, NEC industry).

Fair Isaac Corp (FICO) is currently priced at $771.19, which is significantly below the analyst price target of $875 from Barclays and $1,675 from Jefferies. However, the recent downgrade from BofA to a Neutral rating with a target of $700 indicates potential downward pressure. The company has a strong gross margin of 86.81% in Q2 2026, but it faces risks from increased competition due to regulatory changes affecting its market share, particularly with VantageScore. Given these factors, it may be prudent to hold rather than buy at this time.

5 analysts cover FICO: 2 rate it Buy, 3 Hold and 0 Sell. The average price target is 2,126.