Finanzas de Citizens Inc (CIA)CIACitizens Inc

Citizens Inc (CIA) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Life Insurance, accounting for 67.0% of total sales, equivalent to $40.02M. Other significant revenue streams include Domestic Insurance and Other Non Insurance Enterprises. Understanding this composition is critical for investors evaluating how CIA navigates market cycles within the Life & Health Insurance industry.

Evaluating the bottom line, Citizens Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at -0.88%, while the net margin is -0.70%. These profitability ratios, combined with a Return on Equity (ROE) of 5.00%, provide a clear picture of how effectively CIA converts its operational activities into shareholder value.

In the context of the broader market, CIA competes directly with industry leaders such as CLOV and BHF. With a market capitalization of $175.73M, it holds a significant position in the sector. When comparing efficiency, CIA's gross margin of N/A stands against CLOV's 100.00% and BHF's N/A. Such benchmarking helps identify whether Citizens Inc is trading at a premium or discount relative to its financial performance.

Citizens Inc has shown fluctuating financial performance, with total revenue reaching $72.07 million in Q4 2025, but net income has been inconsistent, with a recent loss of $425,000 in Q2 2026. The company has a price-to-sales ratio of 0.71, indicating it is undervalued relative to its sales.