Citizens Inc

Análisis de la acción Citizens Inc (CIA)

$3.440

-0.030 (-0.86%)Al cierre

Loading chart…
Máximo
3.500
Apertura
3.470
Precio medio ponderado por volumen
3.46
Volumen
75.38K
Capitalización
132.52M
Mínimo
3.435
Importe
260.69K
EV/EBITDA, TTM
-99.15

Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States (U.S.), Latin America, and Asia. It operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.

Análisis de IA of Citizens Inc (CIA)

Mantener

Citizens Inc is currently priced at $3.44, which is significantly lower than the analyst price target of $5.50, suggesting potential upside. However, the stock has a low RSI of 44.656, indicating it is not yet oversold, and the recent negative performance of -30.92% year-to-date raises concerns. The main risk is the recent earnings report showing a significant EPS surprise of -85.71%, which may impact investor confidence.

Métricas de valoración

El PER previsto actual de Citizens Inc (CIA) es 17.67, frente a su media de 5 años de 12.38.

PER previsto

Valor razonable
Media 5A P/E
12.38
P/E actual
17.67
Sobrevalorada
20.28
Infravalorada
4.48

EV/EBITDA previsto

Muy infravalorado
Media 5A EV/EBITDA
-2.26
EV/EBITDA actual
-99.15
Sobrevalorada
19.78
Infravalorada
-24.31

Precio/ventas previsto

Valor razonable
Media 5A P/S
0.64
P/S actual
0.65
Sobrevalorada
1.01
Infravalorada
0.27

Escenarios de precio de Alphio AI para CIA

Los precios por escenario son la última banda de previsión mensual del año en curso. Las probabilidades son pesos fijos del modelo (25 / 50 / 25), no garantías.

A

Alcista

Alcista · 25%CIA

$4.60

Precio del escenario

B

Base

Base · 50%CIA

$4.08

Precio del escenario

B

Bajista

Bajista · 25%CIA

$3.44

Precio del escenario

Ballenas con CIA en cartera

K

Kopernik Global Investors, LLC

+ Con en carteraCIA

+7.32%

Rentabilidad a 3 meses

Cronología de eventos

2026-10-06 (ET)

09:30:00

Citizens Appoints Seth Hoxworth as Chief Risk Officer

2025-06-30 (ET)

09:38:53

Citizens rejoined the Russell 2000, Russell 3000 Indexes

2025-04-08 (ET)

08:45:01

Largest borrow rate increases among liquid names

2024-10-21 (ET)

12:00:02

Citizens falls -13.3%

10:00:07

Citizens falls -6.6%

Noticias

Preguntas frecuentes sobre CIA, respondidas por Alphio AI

Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States (U.S.), Latin America, and Asia. It operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company. It operates in the Financials sector (LIFE INSURANCE industry).

Citizens Inc is currently priced at $3.44, which is significantly lower than the analyst price target of $5.50, suggesting potential upside. However, the stock has a low RSI of 44.656, indicating it is not yet oversold, and the recent negative performance of -30.92% year-to-date raises concerns. The main risk is the recent earnings report showing a significant EPS surprise of -85.71%, which may impact investor confidence.

Comunidad

Más ↗

Aún no hay publicaciones

Regístrate o inicia sesión para participar

Esta página es solo para investigación y no constituye asesoramiento de inversión. Los modelos pueden equivocarse. El rendimiento pasado no garantiza resultados futuros.

Empezar a operar