Finanzen von Upstart Holdings Inc (UPST)UPSTUpstart Holdings Inc

Evaluating the bottom line, Upstart Holdings, Inc. maintains a gross margin of 82.38%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at -0.11%, while the net margin is 4.75%. These profitability ratios, combined with a Return on Equity (ROE) of 7.94%, provide a clear picture of how effectively UPST converts its operational activities into shareholder value.

In the context of the broader market, UPST competes directly with industry leaders such as ECPG and AGM. With a market capitalization of $2.41B, it holds a leading position in the sector. When comparing efficiency, UPST's gross margin of 82.38% stands against ECPG's N/A and AGM's 27.24%. Such benchmarking helps identify whether Upstart Holdings, Inc. is trading at a premium or discount relative to its financial performance.

Upstart has shown a revenue growth of 42% year-over-year in Q2 2026, with total revenue reaching $348 million, but it has also reported net income fluctuations, including a loss of $6.6 million in Q1 2026 and a profit of $16.5 million in Q2 2026, indicating volatility in earnings.