Finanzen von Upstart Holdings Inc (UPST)UPSTUpstart Holdings Inc

Evaluating the bottom line, Upstart Holdings, Inc. maintains a gross margin of 82.38%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at -0.11%, while the net margin is 4.75%. These profitability ratios, combined with a Return on Equity (ROE) of 7.94%, provide a clear picture of how effectively UPST converts its operational activities into shareholder value.

In the context of the broader market, UPST competes directly with industry leaders such as AGM and ECPG. With a market capitalization of $2.41B, it holds a leading position in the sector. When comparing efficiency, UPST's gross margin of 82.38% stands against AGM's 27.24% and ECPG's N/A. Such benchmarking helps identify whether Upstart Holdings, Inc. is trading at a premium or discount relative to its financial performance.

Upstart has shown notable revenue growth, with a 42% year-over-year increase in Q2 2026, bringing total revenue to $348 million, but it has also faced net income losses in recent quarters, including a loss of $6.6 million in Q1 2026.