Paypal Holdings Inc

Paypal Holdings Inc(PYPL)股票分析

$56.170

+0.118 (+0.21%)收盤時

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最高
56.400
開盤
56.210
成交量加權均價
56.13
成交量
8.61M
市值
61.06B
最低
55.830
成交金額
483.12M
企業價值/稅息折舊攤銷前利潤(TTM)
7.58

PayPal Holdings, Inc. offers a technology platform. The Company’s products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, online or offline, including mobile. It provides consumers with a digital wallet that enables them to send payments to merchants securely using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, its consumer credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products. It operates a global, two-sided network at scale that connects consumers and merchants with 434 million active accounts across approximately 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It offers financing products through the PayPal Working Capital (PPWC) and PayPal Business Loan (PPBL).

AI 分析 of Paypal Holdings Inc (PYPL)

持有

PayPal Holdings Inc is currently not a strong buy due to mixed signals from analysts and stagnant growth metrics. The stock is trading at $55.53, with a forward P/E of 9.07, indicating it is undervalued compared to its earnings potential. However, the RSI is at 71.275, suggesting it is overbought, and the stock has seen a significant decline of 79% over the past five years, indicating a long-term underperformance. The main risk is the stagnant user growth, as its user base has only increased from 377 million to 439 million since 2020, highlighting challenges in maintaining market position.

分析師評級(44)

上檔空間 +29.71%
買進
32 買進
12 持有
0 賣出
目前: 56.17
最低
51.00
平均
72.86
最高
100.00

Barclays

2026-10-09

目標價

$56

Equal Weight

Deutsche Bank

2026-09-25

目標價

$55

持有

Truist

2026-08-31

目標價

$53

持有

RBC Capital

2026-08-31

目標價

$70

優於大盤

Clear Street

2026-08-31

目標價

$55

持有

估值指標

Paypal Holdings Inc(PYPL)目前預期本益比為 9.07,5 年平均預期本益比為 16.43。

預期本益比

合理
5 年均值 P/E
16.43
目前P/E
9.07
高估
24.60
低估
8.27

預期 EV/EBITDA

合理
5 年均值 EV/EBITDA
11.73
目前EV/EBITDA
7.58
高估
17.72
低估
5.75

預期股價營收比

合理
5 年均值 P/S
2.69
目前P/S
1.32
高估
4.37
低估
1.02

Alphio AI 對 PYPL 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%PYPL

$73.24

情境價格

基

基準

基準 · 50%PYPL

$63.19

情境價格

悲

悲觀

悲觀 · 25%PYPL

$61.99

情境價格

持有 PYPL 的大戶

C

Capula Management Ltd

+ 持有PYPL

+7.48%

3個月報酬率

O

Optiver US LLC

+ 持有PYPL

+7.30%

3個月報酬率

L

Leonteq AG

+ 持有PYPL

+5.55%

3個月報酬率

Y

Yacktman Asset Management LP

+ 持有PYPL

+5.54%

3個月報酬率

D

Distillate Capital Partners LLC

+ 持有PYPL

+4.34%

3個月報酬率

C

Coatue Management

+ 持有PYPL

+3.37%

3個月報酬率

事件時間軸

2026-10-12 (ET)

16:00:00

PayPal Shares Rise 0.91% to $56.03

2026-10-06 (ET)

14:30:00

PayPal Shares Up 0.58% to $54.73

2026-10-01 (ET)

17:00:00

PayPal Shares Rise 1.25% to $53.19

2026-09-28 (ET)

16:30:00

Major Averages Decline as Oil Prices Come into Focus

2026-09-25 (ET)

16:30:00

Major Averages Rise as Oil Prices Retreat

資訊

PYPL 常見問題 —— 由 Alphio AI 解答

PayPal Holdings, Inc. offers a technology platform. The Company’s products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, online or offline, including mobile. It provides consumers with a digital wallet that enables them to send payments to merchants securely using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, its consumer credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products. It operates a global, two-sided network at scale that connects consumers and merchants with 434 million active accounts across approximately 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It offers financing products through the PayPal Working Capital (PPWC) and PayPal Business Loan (PPBL). It operates in the Industrials sector (SERVICES-BUSINESS SERVICES, NEC industry).

PayPal Holdings Inc is currently not a strong buy due to mixed signals from analysts and stagnant growth metrics. The stock is trading at $55.53, with a forward P/E of 9.07, indicating it is undervalued compared to its earnings potential. However, the RSI is at 71.275, suggesting it is overbought, and the stock has seen a significant decline of 79% over the past five years, indicating a long-term underperformance. The main risk is the stagnant user growth, as its user base has only increased from 377 million to 439 million since 2020, highlighting challenges in maintaining market position.

44 analysts cover PYPL: 32 rate it Buy, 12 Hold and 0 Sell. The average price target is 72.86.

ivory_gecko2026/9/18

$META $PBR $PYPL If you’re serious about improving your trading knowledge, Craig is definitely someone worth learning from. His approach is detailed without making things unnecessarily complicated, and he consistently emphasizes the things that actually matter. Understanding the market, managing risk, and staying disciplined. I’ve taken a lot from his teachings and continue to learn from his content. One of the best decisions I made in my trading journey was learning from Craig. Thanks, Craig, for showing that successful trading is built on patience, education, and consistency, not hype.

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At 2 a.m. on September 17, the Fed's interest rate decision will be announced. The market has now pushed the probability of a 25 basis point hike to nearly 90%, in other words, investors have already priced in part of a hike in advance. The real question is not whether the Fed will hike, but whether there will be a second shoe to drop after the hike. August core CPI rose 0.3% month over month, above expectations, giving the Fed a reason to maintain a hawkish policy stance. Goldman Sachs shifted from previously expecting no move to forecasting a hike, and JPMorgan expects one hike each in September and December, with institutional views clearly turning more cautious. At the same time, Trump wants the U.S. to have the world's lowest interest rates, while White House economic adviser Hassett believes there is no reason to hike now. One is a political demand, the other an economic judgment, and the market will naturally pay more attention to whether the Fed can maintain policy independence. If there is indeed a 25 basis point hike this time, I think asset performance is unlikely to be uniform, and different assets will clearly diverge. The first category is high-valuation tech stocks. The AI theme remains strong, but rising rates mean the room for valuation expansion is compressed. Companies that previously rose on long-term imagination may face greater valuation pressure; conversely, companies with real order growth, continuously improving margins, and stable cash flow may instead attract capital. In the future, the market may shift from "telling stories" back to "looking at the numbers." The second category is gold. Although gold has no interest income, it is highly sensitive to changes in real rates and the dollar. If real yields continue to rise after the hike, gold may come under short-term pressure; but if the market judges that the economy is cooling and that this hike is near the end of the policy cycle, then gold's medium-term logic still holds. Simply put, what gold fears is not one hike, but a sustained rise in real rates. The third category is BTC. Bitcoin now looks more and more like a macro liquidity asset, rather than purely an asset within the crypto market. A stronger dollar and rising real yields tend to make BTC volatile in the short term; but if after the hike lands the market starts trading "the last hike," or even bets again on future easing, BTC may instead benefit from a recovery in risk appetite. So if I were to rank them now, I would not bet that any one asset "must rise." In the short term, I lean more toward high-quality tech assets with stable cash flow plus moderately defensive assets; in the medium term, I would focus on gold and BTC, because the real big opportunities usually come from turning points in the rate cycle, not from the 25 basis points at a single meeting. The biggest risk of this meeting is that the market has already pushed rate hike expectations very high. If the result meets expectations, there may instead be a "bad news landing"; but if Powell's remarks are clearly more hawkish than the market imagines, the market may truly face a second shock. So do not just stare at the number at 2 a.m. What is really worth watching is 2:30 a.m. — after Powell speaks, how the dollar, U.S. Treasury yields, and risk assets move. Rate decisions set prices, expectations set volatility. In this market, people often lose not because they got the direction wrong, but because they failed to understand expectations. $PYPL

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RektEddy2026/9/14

$SBET $SBUX $PYPL Many people enter the crypto space chasing quick profits, but real, consistent success is built on knowledge, discipline, and the right guidance. That’s where having a reliable mentor makes all the difference. Craig has played a key role in helping me understand the markets with more clarity and confidence. His approach to trading goes beyond signals, it’s about building structure, managing risk, and staying focused on long-term growth. With his guidance and his YouTube videos, I’ve been able to make smarter decisions, avoid emotional trading, and stay consistent even in volatile conditions. The shift in mindset alone has been a game changer.

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FlashMonk2026/9/11

$PYPL Looks like momentum is turning, but for me, it has to trend over the 50-day (red line), the 5-day (green) has to trend over the 10-day (yellow), and volume doesn't drop off. Those are the places for me to look for an entry.

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