Fair Isaac Corp

Fair Isaac Corp(FICO)股票分析

$795.210

-4.533 (-0.57%)收盤時

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最高
809.630
開盤
798.810
成交量加權均價
798.52
成交量
348.61K
市值
36.51B
最低
790.710
成交金額
278.37M
企業價值/稅息折舊攤銷前利潤(TTM)
14.75

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.

AI 分析 of Fair Isaac Corp (FICO)

持有

Fair Isaac Corp (FICO) is currently priced at $771.19, which is significantly below the analyst price target of $875 from Barclays and $1,675 from Jefferies. However, the recent downgrade from BofA to a Neutral rating with a target of $700 indicates potential downward pressure. The company has a strong gross margin of 86.81% in Q2 2026, but it faces risks from increased competition due to regulatory changes affecting its market share, particularly with VantageScore. Given these factors, it may be prudent to hold rather than buy at this time.

分析師評級(5)

持有
2 買進
3 持有
0 賣出
目前: 795.21
最低
—
平均
—
最高
—

Goldman Sachs

2026-10-02

目標價

—

買進

Barclays

2026-10-02

目標價

$875

增持

BMO Capital

2026-09-30

目標價

—

優於大盤

BofA

2026-09-30

目標價

$700

中性

Wells Fargo

2026-09-30

目標價

$950

增持

估值指標

Fair Isaac Corp(FICO)目前預期本益比為 16.08,5 年平均預期本益比為 41.07。

預期本益比

低估
5 年均值 P/E
41.07
目前P/E
16.08
高估
57.37
低估
24.76

預期 EV/EBITDA

低估
5 年均值 EV/EBITDA
28.06
目前EV/EBITDA
14.75
高估
37.53
低估
18.58

預期股價營收比

低估
5 年均值 P/S
13.97
目前P/S
6.09
高估
19.74
低估
8.20

Alphio AI 對 FICO 的價格情境

情境價格取自當年最後一個月度預測區間。機率為固定的模型權重(25 / 50 / 25),不構成保證。

樂

樂觀

樂觀 · 25%FICO

$2,041.83

情境價格

基

基準

基準 · 50%FICO

$1,992.97

情境價格

悲

悲觀

悲觀 · 25%FICO

$1,930.07

情境價格

持有 FICO 的大戶

A

AKO Capital LLP

+ 持有FICO

+8.74%

3個月報酬率

C

Chicago Capital, LLC

+ 持有FICO

+8.09%

3個月報酬率

S

Silvant Capital Management LLC

+ 持有FICO

+6.83%

3個月報酬率

L

Lindsell Train Limited

+ 持有FICO

+3.53%

3個月報酬率

S

Spyglass Capital Management LLC

+ 持有FICO

+2.88%

3個月報酬率

M

Main Street Research LLC

+ 持有FICO

+1.65%

3個月報酬率

事件時間軸

2026-10-06 (ET)

20:00:00

Nasdaq and S&P 500 Hit Record Highs

18:00:00

Fair Isaac Announces Workforce Reduction Plan, Cutting Approximately 15% of Positions

16:30:00

United Wholesale Mortgage Reaffirms Use of FICO Scores

2026-10-02 (ET)

09:00:00

Onsemi Adjusts Synaptics Acquisition Plans, Stock Up 8%

資訊

FICO 常見問題 —— 由 Alphio AI 解答

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases. It operates in the Technology sector (SERVICES-BUSINESS SERVICES, NEC industry).

Fair Isaac Corp (FICO) is currently priced at $771.19, which is significantly below the analyst price target of $875 from Barclays and $1,675 from Jefferies. However, the recent downgrade from BofA to a Neutral rating with a target of $700 indicates potential downward pressure. The company has a strong gross margin of 86.81% in Q2 2026, but it faces risks from increased competition due to regulatory changes affecting its market share, particularly with VantageScore. Given these factors, it may be prudent to hold rather than buy at this time.

5 analysts cover FICO: 2 rate it Buy, 3 Hold and 0 Sell. The average price target is 2,126.

neonkettle602026/10/6

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grossanchor2026/9/29

$FICO The government is working overtime to chip away at its moat. The stock is at support in the pre-market. There is a pivot at 530. Optimal entry might be at the highest volume shelf around 409.

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0xTrendbridge2026/9/29

$FICO wow, the destruction in this name is legendary. Another compounder that has died. @sogenerous

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