Fair Isaac Corp（FICO）股票分析FICOFair Isaac Corp

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases. It operates in the Technology sector (SERVICES-BUSINESS SERVICES, NEC industry).

Currently, FICO's price is $815.31, which is above its Fibonacci Pivot level of $756.316 but below its recent high of $828.62. The RSI is at 68.702, indicating it is nearing overbought territory. The forward P/E ratio is 16.0772, suggesting it is reasonably valued compared to its growth potential. However, the significant downgrade by BofA and the risk of losing market share to VantageScore due to new pricing policies are concerning. Given these factors, it may be prudent to hold rather than buy at this time.

5 analysts cover FICO: 2 rate it Buy, 3 Hold and 0 Sell. The average price target is 2,126.