$22.750
+0.469 (+2.06%)收盘时
USCB 资讯
USCB 事件
Company Reports Q3 Net Income of $9.5 Million
Reports Q3 revenue $26.97M, consensus $29.19M. Reports Q3 CET1 capital ratio 11.23%. "Third quarter net income of $9.5 million was the highest quarterly net income since our initial public offering in 2021, and net income of $28.0 million for the first nine months of 2026 has already surpassed full-year net income for every year since our IPO," said Luis de la Aguilera, Chairman, President and CEO. "We delivered a return on average equity of 16.03% and a return on average assets of 1.27%. Compared with the third quarter of 2025, net interest income grew 14.2%, loans grew 9.0%, and our net interest margin expanded 23 basis points to 3.37%. We remain focused on disciplined growth and building long-term value for our shareholders."
Company Reports Q2 Revenue of $27.947M
Reports Q2 revenue $27.947M, consensus $26.74M. Reports Q2 tangible book value per share $12.64. "Our second quarter performance highlights the ongoing strength of our company and the effective implementation of our growth strategy," said Luis de la Aguilera, Chairman, President and CEO. "We achieved record new loan fundings of $272.0 million, resulting in a 14.6% annualized increase in loans from the previous quarter and pushing our total assets above $3 billion. At the same time, we improved profitability and operational efficiency, with our net interest margin rising to 3.49% from 3.27% and our efficiency ratio improving to 49.97% from 52.34% compared to the first quarter of 2026. These achievements underscore the scalability of our business model and our dedication to creating long-term value for our shareholders."
USCB Financial Appoints Sergio Garrido as Chief Credit Officer
USCB Financial announced that Sergio Garrido has been appointed senior VP and chief credit officer of the bank, effective July 6. "Sergio's deep institutional knowledge, strong credit judgment, and proven leadership make him well prepared to assume the role of Chief Credit Officer," said Luis de la Aguilera, chairman, president and CEO.
Company Reports Q1 Revenue of $26.18M, Beating Expectations
Reports Q1 revenue $26.18M, consensus $25.95M. Reports Q1 tangible book value per share $12.23. Reports Q1 CET1 capital ratio 11.09%. "The Company delivered a record quarter driven by strong core earnings performance and disciplined balance sheet execution. Diluted earnings per share reached a record $0.51, while quarterly ROAA increased to 1.34%. Net income increased 22% year-over-year, supported by 15.3% growth in net interest income, reflecting effective asset deployment and continued margin resilience. Credit quality remained strong, underscoring the strength of the Company's underwriting standards and risk management framework," said Luis de la Aguilera, chairman, president, and CEO.
Company Reports Q4 Revenue of $25.53M, Below Expectations
Reports Q4 revenue $25.53M, consensus $26.34M. "We closed 2025 with solid performance and strong execution across the organization. We delivered three consecutive record quarters of fully diluted EPS, demonstrating the strength and resilience of our business model. While fourth quarter results were consistent with our expectations, our GAAP numbers reflect the effects of strategic decisions taken to position the company for enhanced profitability in 2026. Most notable was the execution of a portfolio restructuring strategy which resulted in a sale of $44.6 million of our lower-yielding available-for-sale securities for an after-tax loss of ($5.6) million or ($0.31) fully diluted EPS in the quarter. Proceeds from the sale were reinvested into loans at year end. Additionally, we incurred some non-routine, non-operating expenses which negatively impacted our GAAP financial statements," said Luis de la Aguilera, Chairman, President, and CEO. "Our disciplined approach to balance sheet management and our continued focus on client relationships supported stable performance through year end. Overall, it was a great year for the bank. We made meaningful progress on our strategic priorities, strengthened our franchise, and remained committed to delivering long term value for our shareholders."
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