USCB Financial Holdings Inc

USCB Financial Holdings Inc(USCB)股票分析

$19.990

-2.425 (-12.13%)收盘时

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最高
21.340
开盘
19.910
成交量加权均价
20.34
成交量
313.61K
市值
243.53M
最低
19.700
成交额
6.38M
企业价值/息税折旧摊销前利润(TTM)
9.69

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank (the Bank). The Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. The Bank focuses on serving small-to-medium sized businesses (SMBs) and catering to the needs of local business owners, entrepreneurs and professionals in South Florida. In addition to its traditional commercial banking services, it also offers certain specialty banking products, services and solutions designed for small businesses, homeowner associations, law firms, medical practices and other professional services firms, and global banking services. Its specialty banking offerings include small business administration (SBA) lending, yacht lending, homeowner association services, and jurist advantage and private client group services, among others.

AI 分析 of USCB Financial Holdings Inc (USCB)

买入

USCB Financial Holdings Inc is a good buy right now, trading at $22.35 with a forward P/E of 11.45, indicating it is undervalued compared to its earnings potential. The company has shown strong revenue growth, with Q2 2026 revenue at $27.95 million, a 14.5% year-over-year increase, and a solid EPS of $0.49. However, a significant risk is the insider selling activity, which has increased by 212.19% over the last month, indicating potential concerns among insiders.

估值指标

USCB Financial Holdings Inc(USCB)当前预期市盈率为 11.45,5 年平均预期市盈率为 11.39。

预期市盈率

合理
5 年均值 P/E
11.39
当前P/E
11.45
高估
12.90
低估
9.89

预期 EV/EBITDA

严重高估
5 年均值 EV/EBITDA
1.64
当前EV/EBITDA
9.69
高估
5.56
低估
-2.27

预期市销率

合理
5 年均值 P/S
3.41
当前P/S
3.40
高估
4.04
低估
2.77

Alphio AI 对 USCB 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%USCB

$22.88

情景价格

基

基准

基准 · 50%USCB

$21.16

情景价格

悲

悲观

悲观 · 25%USCB

$14.91

情景价格

持有 USCB 的大户

N

North Reef Capital Management LP

+ 持有USCB

-1.04%

3个月收益率

事件时间线

2026-10-22 (ET)

17:00:00

Company Reports Q3 Net Income of $9.5 Million

2026-07-23 (ET)

17:00:00

Company Reports Q2 Revenue of $27.947M

2026-06-01 (ET)

16:50:00

USCB Financial Appoints Sergio Garrido as Chief Credit Officer

2026-04-23 (ET)

16:50:00

Company Reports Q1 Revenue of $26.18M, Beating Expectations

2026-01-22 (ET)

16:40:00

Company Reports Q4 Revenue of $25.53M, Below Expectations

资讯

USCB 常见问题 —— 由 Alphio AI 解答

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank (the Bank). The Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. The Bank focuses on serving small-to-medium sized businesses (SMBs) and catering to the needs of local business owners, entrepreneurs and professionals in South Florida. In addition to its traditional commercial banking services, it also offers certain specialty banking products, services and solutions designed for small businesses, homeowner associations, law firms, medical practices and other professional services firms, and global banking services. Its specialty banking offerings include small business administration (SBA) lending, yacht lending, homeowner association services, and jurist advantage and private client group services, among others. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

USCB Financial Holdings Inc is a good buy right now, trading at $22.35 with a forward P/E of 11.45, indicating it is undervalued compared to its earnings potential. The company has shown strong revenue growth, with Q2 2026 revenue at $27.95 million, a 14.5% year-over-year increase, and a solid EPS of $0.49. However, a significant risk is the insider selling activity, which has increased by 212.19% over the last month, indicating potential concerns among insiders.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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