Regional Management Corp

Regional Management Corp(RM)股票分析

$39.500

+0.735 (+1.86%)收盘时

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最高
40.830
开盘
38.790
成交量加权均价
39.71
成交量
132.94K
市值
264.62M
最低
38.790
成交额
5.28M
企业价值/息税折旧摊销前利润(TTM)
9.85

Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The Company operates under the name Regional Finance online and in branch locations in 19 states across the United States. Its loan products are secured, and each is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. It sources loans through its multiple channel platform, which includes branches, centrally managed direct mail campaigns, digital partners, and its consumer Website. Its core products are large and small installment loans. It also offers its customers optional payment and collateral protection insurance, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance.

AI 分析 of Regional Management Corp (RM)

买入

Regional Management Corp is a good buy right now, primarily due to its current price of $39.21 being below the analyst price target of $40, indicating potential upside. Additionally, the stock has shown a strong momentum with a 5-day change of +20.50% and an RSI of 87.288, suggesting it is in a strong upward trend. However, the main risk is its high debt-to-equity ratio of 470.40%, which could pose challenges in financial stability if not managed properly.

分析师评级(6)

持有
2 买入
4 持有
0 卖出
当前: 39.50
最低
—
平均
—
最高
—

Citizens

2026-07-30

目标价

$43

跑赢大盘

Stephens & Co.

2024-11-13

目标价

$30

持有

Keefe, Bruyette & Woods

2024-08-01

目标价

$33

持有

BTIG

2024-06-07

目标价

—

持有

Keefe, Bruyette & Woods

2024-05-03

目标价

$28

持有

估值指标

Regional Management Corp(RM)当前预期市盈率为 6.52,5 年平均预期市盈率为 6.73。

预期市盈率

合理
5 年均值 P/E
6.73
当前P/E
6.52
高估
8.10
低估
5.36

预期 EV/EBITDA

合理
5 年均值 EV/EBITDA
12.86
当前EV/EBITDA
9.85
高估
16.99
低估
8.73

预期市销率

合理
5 年均值 P/S
0.56
当前P/S
0.46
高估
0.75
低估
0.37

Alphio AI 对 RM 的价格情景

情景价格取自当年最后一个月度预测区间。概率为固定的模型权重(25 / 50 / 25),不构成保证。

乐

乐观

乐观 · 25%RM

$31.69

情景价格

基

基准

基准 · 50%RM

$27.38

情景价格

悲

悲观

悲观 · 25%RM

$23.13

情景价格

持有 RM 的大户

L

L1 Capital Pty. Limited

+ 持有RM

-3.25%

3个月收益率

B

Basswood Capital Management, L.L.C.

+ 持有RM

-4.93%

3个月收益率

事件时间线

2026-10-28 (ET)

16:46:00

Regional Management Corp Reports Q3 Revenue of $178.8M

2026-07-29 (ET)

16:30:00

Regional Management Corp Reports Q2 Revenue of $168.01M

2026-04-29 (ET)

16:30:00

Regional Management Corp Reports Q1 Revenue of $167.29M

2026-02-04 (ET)

16:30:00

Regional Management Corp Reports Q4 Revenue of $169.7M

2025-11-05 (ET)

17:46:49

Regional Management Board Greenlights $30M Increase in Buyback Program

资讯

RM 常见问题 —— 由 Alphio AI 解答

Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The Company operates under the name Regional Finance online and in branch locations in 19 states across the United States. Its loan products are secured, and each is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. It sources loans through its multiple channel platform, which includes branches, centrally managed direct mail campaigns, digital partners, and its consumer Website. Its core products are large and small installment loans. It also offers its customers optional payment and collateral protection insurance, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance. It operates in the Financials sector (PERSONAL CREDIT INSTITUTIONS industry).

Regional Management Corp is a good buy right now, primarily due to its current price of $39.21 being below the analyst price target of $40, indicating potential upside. Additionally, the stock has shown a strong momentum with a 5-day change of +20.50% and an RSI of 87.288, suggesting it is in a strong upward trend. However, the main risk is its high debt-to-equity ratio of 470.40%, which could pose challenges in financial stability if not managed properly.

6 analysts cover RM: 2 rate it Buy, 4 Hold and 0 Sell.

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本页仅供研究参考,不构成投资建议。模型可能出错。过往表现不代表未来结果。

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