Exzeo Group Inc

Exzeo Group Inc (XZO) Stock Analysis

$16.570

+0.202 (+1.22%)At close

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High
17.150
Open
16.520
VWAP
16.65
Volume
289.74K
Mkt Cap
—
Low
16.235
Amount
4.82M
EV/EBITDA, TTM
9.92

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty (P&C), insurance ecosystem. Its insurance-as-a-service platform, which it refers to as the Exzeo Platform, includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, it provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents, including quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. The Exzeo Platform has three core components: advanced underwriting solutions, data analytics solutions, and insurance management solutions.

www.exzeo.com

AI analysis of Exzeo Group Inc (XZO)

Buy

Exzeo Group, Inc. is a good buy right now due to its strong financial performance and positive catalysts. The current price is $16.69, and the company has a gross margin of 63.49% for Q2 2026, indicating robust profitability. Additionally, the recent share repurchase program of $12 million reflects management's confidence in the stock, which is expected to enhance earnings per share. However, the stock has a year-to-date change of -26.67%, indicating some volatility and risk in the market.

Valuation Metrics

The current forward P/E ratio for Exzeo Group Inc (XZO) is 0.00, compared to its 5-year average forward P/E of 20.60.

Forward P/E

Strongly Undervalued
5Y Average P/E
20.60
Current P/E
0.00
Overvalued
24.89
Undervalued
16.31

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
11.63
Current EV/EBITDA
9.92
Overvalued
15.81
Undervalued
7.45

Forward P/S

Fair
5Y Average P/S
5.84
Current P/S
5.74
Overvalued
7.39
Undervalued
4.29

Whales holding XZO

H

HCI Group, Inc.

+ HoldingXZO

+11.21%

3M Return

Events Timeline

2026-08-06 (ET)

16:30:00

Exzeo Reports Q2 Revenue of $57.8M, Exceeding Expectations

2026-05-26 (ET)

08:20:00

Exzeo Group Authorizes $12 Million Stock Buyback Program

2026-05-06 (ET)

16:30:00

Exzeo Q1 Revenue at $55.53M, Below Consensus

2026-02-25 (ET)

17:00:00

Company Reports Q4 Revenue of $53.3M

2025-12-10 (ET)

19:20:00

FOMC Cuts Rates for the Third Time to 3.50%-3.75%

News

XZO FAQ — answered by Alphio AI

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty (P&C), insurance ecosystem. Its insurance-as-a-service platform, which it refers to as the Exzeo Platform, includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, it provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents, including quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. The Exzeo Platform has three core components: advanced underwriting solutions, data analytics solutions, and insurance management solutions. It operates in the Financials sector.

Exzeo Group, Inc. is a good buy right now due to its strong financial performance and positive catalysts. The current price is $16.69, and the company has a gross margin of 63.49% for Q2 2026, indicating robust profitability. Additionally, the recent share repurchase program of $12 million reflects management's confidence in the stock, which is expected to enhance earnings per share. However, the stock has a year-to-date change of -26.67%, indicating some volatility and risk in the market.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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