$23.560
-1.133 (-4.81%)At close
Price Predictions
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UPST Prediction & Forecast by Similar Chart Analysis
Alphio's UPST stock price prediction model matches the current Upstart Holdings Inc tape against historical breakout patterns, then publishes 1-day and 1-week targets first. The 1-day print is $23.70 (+0.59%). The 1-week path is $24.48 (+3.91%). Longer windows use the same pattern set plus seasonality; the 1-month and multi-year forecasts sit behind unlock because they include precise min / avg / max bands.
Should I Buy Upstart Holdings Inc Stock?
Upstart Holdings Inc is currently trading at $23.56, which is significantly lower than the analyst price target of $39.24, suggesting a potential upside of about 66%. However, the stock has seen a significant decline of 48.60% year-to-date, indicating ongoing investor concerns. The RSI is at 46.318, suggesting the stock is neither overbought nor oversold, and the forward P/E ratio of 13.587 indicates it may be undervalued compared to its earnings potential. The main risk is the company's recent earnings miss, reporting an EPS of 0.18 against an estimate of 0.30, which raises concerns about its profitability moving forward.
UPST stock price ended at $23.56 on Friday, after losing -4.81%
Upstart Holdings Inc (UPST) last closed at $23.56, losing -4.81%. These facts feed the 1-day and 1-week UPST price prediction above.
Analyst Consensus
Upstart Holdings Inc (UPST): 0 buy, 0 hold, 3 sell. Outlook: Strong Sell.
Sell / Buy
Technical signals summary based on buy and sell indicators. The gauge shows the overall market view.
Forecast Drivers
Upstart Holdings Inc (UPST) forecast drivers combine similar chart patterns, seasonality, and moving averages.
Similar patterns
Bullish
Seasonality
Bearish
SMA 20
Bearish
SMA 200
Bearish
Similar Chart Patterns
Stocks whose recent price path most closely matches UPST, ranked by similarity.
Seasonality analysis for UPST
Historically the probability of a positive October return for UPST is 37.93%. November offers the highest probability of a positive month at 51.28%, while April is the weakest seasonal window. Alphio blends this calendar with technical signals and similar chart pattern matching before it writes the forecast.
10-year price projections for UPST
| Month | Min Price | Avg Price | Max Price | Potential ROI |
|---|---|---|---|---|
| Oct 2026 | $60.59 | $61.10 | $74.99 | +159.32% |
| Nov 2026 | $48.02 | $62.79 | $66.46 | +166.49% |
| Dec 2026 | $52.63 | $61.48 | $65.54 | +160.96% |
In 2026, Upstart Holdings Inc (UPST) is projected to range from $48.02 to $74.99.
Upstart Holdings Inc 2026 monthly forecast
In Oct 2026, Upstart Holdings Inc is projected to average $61.10, with a low of $60.59 and high of $74.99.
In Nov 2026, Upstart Holdings Inc is projected to average $62.79, with a low of $48.02 and high of $66.46.
In Dec 2026, Upstart Holdings Inc is projected to average $61.48, with a low of $52.63 and high of $65.54.
This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.