UnitedHealth Group Inc

UnitedHealth Group Inc (UNH) Stock Analysis

$401.430

-5.178 (-1.29%)At close

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High
412.370
Open
410.350
VWAP
403.11
Volume
8.11M
Mkt Cap
447.71B
Low
395.518
Amount
3.27B
EV/EBITDA, TTM
12.94

UnitedHealth Group Incorporated is a healthcare and well-being company. Its segments include Optum Health, Optum Insight, Optum Rx, and UnitedHealthcare, which includes UnitedHealthcare Employer & Individual, UnitedHealthcare Medicare & Retirement and UnitedHealthcare Community & State. Optum Health provides comprehensive and patient-centered care, addressing the physical, mental, and social well-being. Optum Health delivers primary, specialty and surgical care and helps patients and providers navigate and address complex, chronic and behavioral health needs. Optum Insight connects the healthcare system with services, analytics and platforms that make clinical, administrative and financial processes simpler and more efficient for all participants in the healthcare system. Optum Rx offers a range of pharmacy care services through retail pharmacies, through home delivery, specialty and community health pharmacies and the provision of in-home and community-based infusion services.

AI analysis of UnitedHealth Group Inc (UNH)

Buy

UnitedHealth Group is a good buy right now due to its solid fundamentals and positive market sentiment. The current price is $379.30, with a forward P/E ratio of 16.58, suggesting it is reasonably valued for future earnings growth. Additionally, analysts project earnings growth of over 13% annually in the next three to five years, which supports a bullish outlook. However, insider selling has surged by 2854.33% recently, indicating potential concerns about management confidence.

Analyst Ratings (22)

-0.90% Downside
Buy
22 Buy
0 Hold
0 Sell
Current: 401.43
Low
330.00
Average
397.82
High
444.00

TD Cowen

2026-10-09

Price Target

$402

Buy

Piper Sandler

2026-10-09

Price Target

$14

Overweight

Erste Group

2026-08-27

Price Target

—

Hold

Mizuho

2026-07-21

Price Target

$493

Outperform

Wells Fargo

2026-07-20

Price Target

$526

Overweight

Valuation Metrics

The current forward P/E ratio for UnitedHealth Group Inc (UNH) is 16.58, compared to its 5-year average forward P/E of 20.64.

Forward P/E

Undervalued
5Y Average P/E
20.64
Current P/E
16.58
Overvalued
23.92
Undervalued
17.35

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
14.55
Current EV/EBITDA
12.94
Overvalued
19.95
Undervalued
9.15

Forward P/S

Undervalued
5Y Average P/S
1.09
Current P/S
0.77
Overvalued
1.39
Undervalued
0.80

Alphio AI Price Scenarios for UNH

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%UNH

$396.89

Scenario price

B

Base

Base · 50%UNH

$339.20

Scenario price

B

Bear

Bear · 25%UNH

$315.88

Scenario price

Whales holding UNH

C

Corient Private Wealth LP

+ HoldingUNH

+50.10%

3M Return

T

Turtle Creek Management, LLC

+ HoldingUNH

+19.26%

3M Return

S

Sanlam Investment Management (Pty) Ltd.

+ HoldingUNH

+16.52%

3M Return

W

W1M Investment Management Limited

+ HoldingUNH

+16.26%

3M Return

T

The Woodbridge Company Limited

+ HoldingUNHV

+13.82%

3M Return

R

RBC Europe Limited

+ HoldingUNH

+11.89%

3M Return

Events Timeline

2026-10-14 (ET)

10:00:00

UnitedHealth and Others See Notable Gains

2026-10-13 (ET)

16:30:00

S&P 500 Earnings Expected to Grow 30% in Q3

12:30:00

S&P 500 Earnings Expected to Grow 30% in Q3

09:00:00

U.S. Stock Futures Mixed as Semiconductor Stocks Plunge

08:30:00

UnitedHealth Group Revises FY26 Guidance to 75% Star Plans

News

UNH FAQ — answered by Alphio AI

UnitedHealth Group Incorporated is a healthcare and well-being company. Its segments include Optum Health, Optum Insight, Optum Rx, and UnitedHealthcare, which includes UnitedHealthcare Employer & Individual, UnitedHealthcare Medicare & Retirement and UnitedHealthcare Community & State. Optum Health provides comprehensive and patient-centered care, addressing the physical, mental, and social well-being. Optum Health delivers primary, specialty and surgical care and helps patients and providers navigate and address complex, chronic and behavioral health needs. Optum Insight connects the healthcare system with services, analytics and platforms that make clinical, administrative and financial processes simpler and more efficient for all participants in the healthcare system. Optum Rx offers a range of pharmacy care services through retail pharmacies, through home delivery, specialty and community health pharmacies and the provision of in-home and community-based infusion services. It operates in the Healthcare sector (HOSPITAL & MEDICAL SERVICE PLANS industry).

UnitedHealth Group is a good buy right now due to its solid fundamentals and positive market sentiment. The current price is $379.30, with a forward P/E ratio of 16.58, suggesting it is reasonably valued for future earnings growth. Additionally, analysts project earnings growth of over 13% annually in the next three to five years, which supports a bullish outlook. However, insider selling has surged by 2854.33% recently, indicating potential concerns about management confidence.

22 analysts cover UNH: 22 rate it Buy, 0 Hold and 0 Sell. The average price target is 397.82.

Community

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0xSwingcitadel10/10/2026

$UNH I look at this and remember, we're right back where we were one year ago 😂😂😂 @gpaisa @lextrading @JFDI @ArtOfTrends

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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