Mastercard Inc

Mastercard Inc (MA) Stock Analysis

$603.240

-1.568 (-0.26%)At close

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High
606.610
Open
605.500
VWAP
603.50
Volume
3.24M
Mkt Cap
411.59B
Low
600.650
Amount
1.96B
EV/EBITDA, TTM
20.24

Mastercard Incorporated is a technology company in the global payments industry. The Company connects consumers, financial institutions, merchants, governments, digital partners, businesses and other organizations worldwide by enabling electronic payments and making those payment transactions secure and accessible. It provides a range of payment solutions and services using its brands, including Mastercard, Maestro and Cirrus. It operates a payments network that provides choice and flexibility for consumers, merchants and its customers. Through its proprietary global payments network, it switches (authorizes, clears and settles) payment transactions. Its additional payments capabilities include automated clearing house (ACH) transactions (both batch and real-time account-based payments). It offers security solutions, consumer acquisition and engagement, business and market insights, gateway, processing and open banking, among other services and solutions.

AI analysis of Mastercard Inc (MA)

Buy

Mastercard is a good buy right now due to its strong financial performance, including a recent EPS of 5.04, which exceeded estimates by 5.66%. The current price of $589.14 is well below analyst targets, suggesting significant upside potential. Additionally, the RSI is at 81.622, indicating strong momentum, although it is approaching overbought territory. The main risk is the high debt to equity ratio of 439.58%, which could impact financial stability if not managed carefully.

Analyst Ratings (39)

+9.41% upside
Buy
34 Buy
4 Hold
1 Sell
Current: 603.24
Low
500.00
Average
660.00
High
739.00

Baird

2026-10-09

Price Target

$710

Outperform

Wolfe Research

2026-08-25

Price Target

$740

Outperform

Truist

2026-08-05

Price Target

$633

Buy

Cantor Fitzgerald

2026-08-03

Price Target

$695

Overweight

RBC Capital

2026-07-31

Price Target

$642

Outperform

Valuation Metrics

The current forward P/E ratio for Mastercard Inc (MA) is 24.21, compared to its 5-year average forward P/E of 31.02.

Forward P/E

Strongly Undervalued
5Y Average P/E
31.02
Current P/E
24.21
Overvalued
33.82
Undervalued
28.21

Forward EV/EBITDA

Undervalued
5Y Average EV/EBITDA
23.44
Current EV/EBITDA
20.24
Overvalued
26.16
Undervalued
20.72

Forward P/S

Fair
5Y Average P/S
14.12
Current P/S
12.62
Overvalued
15.71
Undervalued
12.54

Alphio AI Price Scenarios for MA

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%MA

$765.22

Scenario price

B

Base

Base · 50%MA

$669.10

Scenario price

B

Bear

Bear · 25%MA

$651.81

Scenario price

Whales holding MA

C

Corient Private Wealth LP

+ HoldingMA

+51.17%

3M Return

A

Allen Holding Inc.

+ HoldingMAGEV

+13.12%

3M Return

C

Compound Global Advisors, LLC

+ HoldingMA

+11.66%

3M Return

B

Banque Pictet & Cie SA

+ HoldingMAMETA

+11.36%

3M Return

C

Caixa Econômica Federal

+ HoldingMA

+11.31%

3M Return

P

Parallel Advisors, LLC

+ HoldingMA

+10.56%

3M Return

Events Timeline

2026-10-15 (ET)

06:30:00

Mastercard and BVNK Launch Global Money Platform

2026-09-30 (ET)

09:30:00

Mastercard Expands Agent Pay Program with New Trust and Intelligence Services

2026-09-28 (ET)

09:30:00

Mastercard Launches Advanced B2B Analytics Platform to Optimize Supplier Payments

News

MA FAQ — answered by Alphio AI

Mastercard Incorporated is a technology company in the global payments industry. The Company connects consumers, financial institutions, merchants, governments, digital partners, businesses and other organizations worldwide by enabling electronic payments and making those payment transactions secure and accessible. It provides a range of payment solutions and services using its brands, including Mastercard, Maestro and Cirrus. It operates a payments network that provides choice and flexibility for consumers, merchants and its customers. Through its proprietary global payments network, it switches (authorizes, clears and settles) payment transactions. Its additional payments capabilities include automated clearing house (ACH) transactions (both batch and real-time account-based payments). It offers security solutions, consumer acquisition and engagement, business and market insights, gateway, processing and open banking, among other services and solutions. It operates in the Technology sector (SERVICES-BUSINESS SERVICES, NEC industry).

Mastercard is a good buy right now due to its strong financial performance, including a recent EPS of 5.04, which exceeded estimates by 5.66%. The current price of $589.14 is well below analyst targets, suggesting significant upside potential. Additionally, the RSI is at 81.622, indicating strong momentum, although it is approaching overbought territory. The main risk is the high debt to equity ratio of 439.58%, which could impact financial stability if not managed carefully.

39 analysts cover MA: 34 rate it Buy, 4 Hold and 1 Sell. The average price target is 660.00.

Community

More ↗
RektUrchin22 hr. ago

Remember when crypto and AI were supposed to put $V and $MA out of business? New all-time highs today. More inflation means more nominal spending, which means more fees, while all the credit risk sits with the banks.

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grossanchor3 days ago

$MA and $V are likely my favorite investments. They steadily compound without attracting constant headlines, making them perfect for a buy-and-hold strategy that lets you sleep soundly at night. The stock is now at the neckline for this bullish inverted h/s setup. We may see the upper resistance trendline on the breakout. Congrats longs.

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Stripe, Mastercard, and Circle have acquired stablecoin companies worth over $3B in two years. According to data released on October 12, 2026, over the past two years, Stripe, Mastercard, and Circle collectively acquired stablecoin companies for more than $3 billion, highlighting the aggressive consolidation strategy major payment companies are pursuing as they race to integrate stablecoin features into their platforms. Stripe has been particularly active, expanding its crypto payment services through acquisitions of stablecoin infrastructure companies, while Mastercard has invested in stablecoin startups to enhance its cross-border payment capabilities. Circle, the issuer of USDC, has also made strategic acquisitions to strengthen its position in the stablecoin market. Following this news, MA rose 1.37%, CRCL fell 0.26%, and V rose 1.44%. For content creators, this is a story about the growing adoption of stablecoins and industry consolidation, as major players seek to control the infrastructure for digital dollar payments. The $3 billion in acquisitions over two years shows that payment companies place high value on stablecoins and believe digital currency will play a central role in the future of payments.

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basiscurrent9/16/2026

I believe $ICP could easily reach $100 if it adapts to market trends fast enough. In the last market cycle, we entered the AI wave too late, and CaffeineAI only appeared after the bear market had already arrived. Payments, stablecoins, and privacy are the current hot trends. We see VISA, MASTERCARD, and others truly breaking into crypto, and with the Internet Computer protocol's speed and security, offering services in these segments is a natural transition. In my view, $ICP is underutilized.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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