TransUnion

TransUnion (TRU) Stock Analysis

$66.940

-0.542 (-0.81%)At close

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High
67.740
Open
66.420
VWAP
66.80
Volume
3.54M
Mkt Cap
14.44B
Low
65.730
Amount
236.39M
EV/EBITDA, TTM
10.45

TransUnion is a global information and insights company. The Company uses its OneTru solution enablement platform to centralize data management, identity resolution and artificial intelligence (AI) powered analytics. The Company’s segments include U.S. Markets and International. The U.S. Markets segment provides data, analytics and actionable insights to businesses and consumers. Businesses use its services to acquire customers, assess consumers' ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities, mitigate fraud risk and respond to data breach events. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and technology solutions services and other value-added risk management services.

AI analysis of TransUnion (TRU)

Hold

TransUnion is currently priced at $65.48, with a forward P/E ratio of 12.84, indicating potential value. However, the stock has seen a year-to-date decline of 21.42%, and recent analyst downgrades suggest caution. The main risk is the CFO's upcoming departure, which could impact financial stability.

Analyst Ratings (14)

+53.44% upside
Buy
10 Buy
4 Hold
0 Sell
Current: 66.94
Low
80.00
Average
102.71
High
125.00

Morgan Stanley

2026-10-02

Price Target

—

Overweight

Goldman Sachs

2026-10-02

Price Target

$68

Neutral

Barclays

2026-10-02

Price Target

$70

Equal Weight

Goldman Sachs

2026-09-29

Price Target

$77

Hold

UBS

2026-09-24

Price Target

$80

Neutral

Valuation Metrics

The current forward P/E ratio for TransUnion (TRU) is 12.84, compared to its 5-year average forward P/E of 19.87.

Forward P/E

Undervalued
5Y Average P/E
19.87
Current P/E
12.84
Overvalued
23.64
Undervalued
16.10

Forward EV/EBITDA

Undervalued
5Y Average EV/EBITDA
13.49
Current EV/EBITDA
10.45
Overvalued
15.33
Undervalued
11.65

Forward P/S

Undervalued
5Y Average P/S
3.67
Current P/S
2.33
Overvalued
4.53
Undervalued
2.81

Alphio AI Price Scenarios for TRU

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%TRU

$114.61

Scenario price

B

Base

Base · 50%TRU

$99.31

Scenario price

B

Bear

Bear · 25%TRU

$90.20

Scenario price

Whales holding TRU

C

CCLA Investment Management Limited

+ HoldingTRU

+6.81%

3M Return

M

Meridiem Capital Partners LP

+ HoldingTRU

+4.17%

3M Return

V

Vulcan Value Partners, LLC

+ HoldingTRU

+3.06%

3M Return

I

Ilex Capital Partners (Uk) LLP

+ HoldingTRU

-2.19%

3M Return

W

Wilson Asset Management (International) Pty Ltd.

+ HoldingTRU

-4.08%

3M Return

A

Azora Capital LP

+ HoldingTRU

-4.49%

3M Return

Events Timeline

2026-10-02 (ET)

09:00:00

Onsemi Adjusts Synaptics Acquisition Plans, Stock Up 8%

2026-09-28 (ET)

07:00:00

Malte Bernholz Joins TransUnion as Chief Strategy Officer

2026-09-24 (ET)

16:30:00

Major Averages Finish Near Flatline, Tech Stocks Weighed Down by Oracle

12:30:00

Major Averages Decline for Second Day, Oil Prices Surge Nearly 4%

News

TRU FAQ — answered by Alphio AI

TransUnion is a global information and insights company. The Company uses its OneTru solution enablement platform to centralize data management, identity resolution and artificial intelligence (AI) powered analytics. The Company’s segments include U.S. Markets and International. The U.S. Markets segment provides data, analytics and actionable insights to businesses and consumers. Businesses use its services to acquire customers, assess consumers' ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities, mitigate fraud risk and respond to data breach events. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and technology solutions services and other value-added risk management services. It operates in the Industrials sector (SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGE industry).

TransUnion is currently priced at $65.48, with a forward P/E ratio of 12.84, indicating potential value. However, the stock has seen a year-to-date decline of 21.42%, and recent analyst downgrades suggest caution. The main risk is the CFO's upcoming departure, which could impact financial stability.

14 analysts cover TRU: 10 rate it Buy, 4 Hold and 0 Sell. The average price target is 102.71.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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