Lendingtree Inc

Lendingtree Inc (TREE) Stock Analysis

$26.810

-0.729 (-2.72%)At close

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High
27.510
Open
27.300
VWAP
26.89
Volume
264.93K
Mkt Cap
528.19M
Low
26.360
Amount
7.12M
EV/EBITDA, TTM
5.35

LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins.

AI analysis of Lendingtree Inc (TREE)

Buy

LendingTree Inc is a good buy right now, trading at a low forward P/E of 3.50 and a current price of $25.39, which is significantly below the analyst price target of $55 to $78. The company has shown a strong gross margin of 94.63% in the latest quarter, indicating solid profitability. However, the main risk is the high debt-to-equity ratio of 121.67%, which could impact financial stability if market conditions worsen.

Analyst Ratings (10)

+203.36% upside
Buy
9 Buy
0 Hold
1 Sell
Current: 26.81
Low
72.00
Average
81.33
High
85.00

JPMorgan

2026-07-31

Price Target

$48

Overweight

Oppenheimer

2026-07-30

Price Target

$55

Outperform

Truist

2026-05-01

Price Target

$78

Buy

JPMorgan

2026-04-14

Price Target

$50

Overweight

Keefe Bruyette

2026-03-04

Price Target

$70

Outperform

Valuation Metrics

The current forward P/E ratio for Lendingtree Inc (TREE) is 11.68, compared to its 5-year average forward P/E of 19.59.

Forward P/E

Fair
5Y Average P/E
19.59
Current P/E
11.68
Overvalued
118.21
Undervalued
-79.04

Forward EV/EBITDA

Undervalued
5Y Average EV/EBITDA
11.25
Current EV/EBITDA
5.35
Overvalued
15.94
Undervalued
6.57

Forward P/S

Undervalued
5Y Average P/S
0.63
Current P/S
0.27
Overvalued
0.97
Undervalued
0.29

Alphio AI Price Scenarios for TREE

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%TREE

$82.44

Scenario price

B

Base

Base · 50%TREE

$63.50

Scenario price

B

Bear

Bear · 25%TREE

$60.15

Scenario price

Whales holding TREE

P

Punch & Associates Investment Management, Inc.

+ HoldingTREE

-8.65%

3M Return

Events Timeline

2026-07-29 (ET)

16:31:00

Sees Marketing Margin of $364 - $374 Million, Adjusted EBITDA of $145 - $152 Million

16:31:00

Sees Marketing Margin of $88 - $93 Million

16:31:00

Company Reports Q2 Revenue of $313.4M, Below Expectations

2026-04-30 (ET)

16:50:00

Raises FY26 Adjusted EBITDA Outlook to $152M-$162M

16:40:00

Sees Q2 Adjusted EBITDA of $38M-$40M

News

TREE FAQ — answered by Alphio AI

LendingTree, Inc. operates LendingTree.com, an online financial services marketplace. The Company provides customers with access to offers on loans, credit cards, insurance and more through its network of approximately 430 financial partners. Its segments include Home, Consumer, and Insurance. The Home segment includes products, such as purchase mortgage, refinance mortgage, and home equity loans and lines of credit. Its Consumer segment includes products, such as credit cards, personal loans, small business loans, auto loans, deposit accounts, and other credit products such as debt settlement. The Insurance segment consists of insurance quote products and insurance policies in its agency businesses. It helps customers obtain financing, save money, and improve their financial and credit health in their personal journeys. With a portfolio of products and tools and personalized financial recommendations, the Company helps customers achieve everyday financial wins. It operates in the Financials sector (LOAN BROKERS industry).

LendingTree Inc is a good buy right now, trading at a low forward P/E of 3.50 and a current price of $25.39, which is significantly below the analyst price target of $55 to $78. The company has shown a strong gross margin of 94.63% in the latest quarter, indicating solid profitability. However, the main risk is the high debt-to-equity ratio of 121.67%, which could impact financial stability if market conditions worsen.

10 analysts cover TREE: 9 rate it Buy, 0 Hold and 1 Sell. The average price target is 81.33.

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