Synchrony Financial (SYF) FinancialsSYFSynchrony Financial

Evaluating the bottom line, Synchrony Financial maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 31.31%, while the net margin is 17.08%. These profitability ratios, combined with a Return on Equity (ROE) of 22.23%, provide a clear picture of how effectively SYF converts its operational activities into shareholder value.

In the context of the broader market, SYF competes directly with industry leaders such as AFRM and GPN. With a market capitalization of $26.36B, it holds a leading position in the sector. When comparing efficiency, SYF's gross margin of N/A stands against AFRM's 93.46% and GPN's 61.04%. Such benchmarking helps identify whether Synchrony Financial is trading at a premium or discount relative to its financial performance.

Synchrony Financial has shown consistent revenue growth, with total revenue increasing from $4.92 billion in Q1 2025 to $5.18 billion in Q2 2026. The net income also reflects strong performance, with Q2 2026 net income at $864 million, up from $784 million in Q1 2026. The net margin for Q2 2026 stands at 17.08%, indicating healthy profitability.