Banco Santander SA

Banco Santander SA (SAN) Stock Analysis

$13.410

-0.138 (-1.03%)At close

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High
13.510
Open
13.460
VWAP
13.41
Volume
9.20M
Mkt Cap
71.99B
Low
13.315
Amount
123.37M
EV/EBITDA, TTM
15.66

Banco Santander SA is a Spain-based company primarily engaged in retail and commercial banking. The Company operates through a model focused on personal and business banking, with significant operations in Europe, Latin America, and the United States. Its strategy emphasizes sustainable growth supported by customer centric operations, digital transformation, capital discipline, and a risk management framework. The Company leads an international network of subsidiaries offering the following services: retail banking, commercial banking, corporate and investment banking, wealth management, insurance, digital payments, capital markets services, advisory, risk‑management solutions, and structured finance.

AI analysis of Banco Santander SA (SAN)

Buy

Banco Santander S.A. appears to be a good buy right now due to its current price of 13.49, which is below its Fibonacci Pivot level of 13.741, and a forward P/E ratio of 10.27, suggesting it is undervalued relative to its earnings potential. Additionally, the stock has shown a strong 1-year change of +34.36%, indicating solid long-term performance. The main risk is the RSI of 35.75, which suggests the stock is nearing oversold territory, potentially leading to further price declines in the short term.

Analyst Ratings (1)

-44.82% Downside
Hold
0 Buy
1 Hold
0 Sell
Current: 13.41
Low
4.90
Average
7.40
High
9.91

Citi

2026-09-18

Price Target

—

Buy

Morgan Stanley

2026-09-02

Price Target

—

Overweight

Citi

2026-08-27

Price Target

—

Buy

Deutsche Bank

2026-07-27

Price Target

—

Buy

Morgan Stanley

2026-07-23

Price Target

—

Overweight

Valuation Metrics

The current forward P/E ratio for Banco Santander SA (SAN) is 10.27, compared to its 5-year average forward P/E of 6.26.

Forward P/E

Overvalued
5Y Average P/E
6.26
Current P/E
10.27
Overvalued
9.12
Undervalued
3.39

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
2.52
Current EV/EBITDA
15.66
Overvalued
8.46
Undervalued
-3.41

Forward P/S

Strongly Overvalued
5Y Average P/S
1.42
Current P/S
2.83
Overvalued
2.09
Undervalued
0.75

Alphio AI Price Scenarios for SAN

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%SAN

$9.50

Scenario price

B

Base

Base · 50%SAN

$7.74

Scenario price

B

Bear

Bear · 25%SAN

$7.47

Scenario price

Whales holding SAN

O

Ofi Invest Asset Management

+ HoldingSAN

+15.74%

3M Return

O

Old Mutual Investment Group South Africa (Pty) Limited

+ HoldingSAN

+9.35%

3M Return

M

Mercer Investments LLC

+ HoldingSAN

+7.14%

3M Return

D

Dimensional Fund Advisors

+ HoldingSAN

+6.91%

3M Return

G

Gescooperativo S.A. SGIIC

+ HoldingSAN

+6.60%

3M Return

P

Phoenix Unit Trust Managers Limited

+ HoldingSAN

+6.54%

3M Return

Events Timeline

2026-09-24 (ET)

13:30:00

Santander Bank Partners with Miami Dolphins for 2026 NFL Season

2026-09-15 (ET)

06:30:00

Genworth Expresses Disappointment Over AXA's Loss in Court

2026-09-04 (ET)

10:30:00

Coinbase Files for U.S. Derivatives Registration

2026-08-13 (ET)

17:30:00

Banco Santander Acquires Webster Financial

News

SAN FAQ — answered by Alphio AI

Banco Santander SA is a Spain-based company primarily engaged in retail and commercial banking. The Company operates through a model focused on personal and business banking, with significant operations in Europe, Latin America, and the United States. Its strategy emphasizes sustainable growth supported by customer centric operations, digital transformation, capital discipline, and a risk management framework. The Company leads an international network of subsidiaries offering the following services: retail banking, commercial banking, corporate and investment banking, wealth management, insurance, digital payments, capital markets services, advisory, risk‑management solutions, and structured finance. It operates in the Financials sector (COMMERCIAL BANKS, NOT ELSEWHERE CLASSIFIED industry).

Banco Santander S.A. appears to be a good buy right now due to its current price of 13.49, which is below its Fibonacci Pivot level of 13.741, and a forward P/E ratio of 10.27, suggesting it is undervalued relative to its earnings potential. Additionally, the stock has shown a strong 1-year change of +34.36%, indicating solid long-term performance. The main risk is the RSI of 35.75, which suggests the stock is nearing oversold territory, potentially leading to further price declines in the short term.

1 analysts cover SAN: 0 rate it Buy, 1 Hold and 0 Sell. The average price target is 7.40.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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