Lloyds Banking Group PLC

Lloyds Banking Group PLC (LYG) Stock Analysis

$5.470

0.000 (0.00%)At close

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High
5.615
Open
5.610
VWAP
5.50
Volume
38.03M
Mkt Cap
44.10B
Low
5.420
Amount
209.25M
EV/EBITDA, TTM
8.44

Lloyds Banking Group plc is a United Kingdom-based financial services company. The Company provides a range of banking and financial services that are focused primarily on retail and commercial customers. The Company operates through three segments: Retail, Commercial Banking, and Insurance, Pensions and Investments. The Retail segment offers a range of financial services products to personal customers, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance and leasing solutions. The Commercial Banking segment serves small and medium businesses, as well as corporate and institutional clients, providing lending, transactional banking, working capital management, debt financing and risk management services. The Insurance, Pensions and Investments segment offers insurance, investment and pension management products and services.

AI analysis of Lloyds Banking Group PLC (LYG)

Hold

Lloyds Banking Group PLC (LYG) is currently priced at 5.41, which is below the analyst price targets of 120 GBp and 117 GBp, indicating potential upside. However, the RSI is at 34.645, suggesting the stock is oversold and may not be a strong buy at this moment. The forward P/E ratio of 9.1743 is attractive, but the recent 5-day change of -1.64% and 20-day change of -9.98% indicate a bearish trend. Therefore, while there is potential for recovery, caution is advised due to the current downward momentum.

Analyst Ratings (1)

Sell
0 Buy
0 Hold
1 Sell
Current: 5.47
Low
—
Average
—
High
—

JPMorgan

2026-10-01

Price Target

—

Neutral

JPMorgan

2026-09-15

Price Target

—

Neutral

Morgan Stanley

2026-09-02

Price Target

—

Overweight

BofA

2026-09-01

Price Target

—

Buy

Keefe Bruyette

2026-07-17

Price Target

—

Market Perform

Valuation Metrics

The current forward P/E ratio for Lloyds Banking Group PLC (LYG) is 9.17, compared to its 5-year average forward P/E of 6.84.

Forward P/E

Fair
5Y Average P/E
6.84
Current P/E
9.17
Overvalued
9.83
Undervalued
3.84

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.05
Current EV/EBITDA
8.44
Overvalued
3.97
Undervalued
-1.87

Forward P/S

Overvalued
5Y Average P/S
2.13
Current P/S
3.32
Overvalued
2.79
Undervalued
1.46

Alphio AI Price Scenarios for LYG

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%LYG

$5.83

Scenario price

B

Base

Base · 50%LYG

$4.98

Scenario price

B

Bear

Bear · 25%LYG

$4.54

Scenario price

Whales holding LYG

A

ARGA Investment Management, LLC

+ HoldingLYG

+12.90%

3M Return

R

RBC Europe Limited

+ HoldingLYG

+11.95%

3M Return

Q

Quintet Asset Management S.A.

+ HoldingLYG

+8.52%

3M Return

M

Mercer Investments LLC

+ HoldingLYG

+8.03%

3M Return

B

Bank J. Safra Sarasin AG

+ HoldingLYG

+7.47%

3M Return

B

Barclays Investment Solutions Ltd.

+ HoldingLYG

+6.95%

3M Return

Events Timeline

2026-09-04 (ET)

10:30:00

Coinbase Files for U.S. Derivatives Registration

2026-07-30 (ET)

09:00:00

Microsoft's Strong Earnings Boosts Stock Futures Rebound

06:00:00

Company Launches Accelerate 2030 Strategy, Expects £2B Cost Savings

06:00:00

Lloyds Banking Reports Q2 Underlying Net Interest Income of £3.71B

News

LYG FAQ — answered by Alphio AI

Lloyds Banking Group plc is a United Kingdom-based financial services company. The Company provides a range of banking and financial services that are focused primarily on retail and commercial customers. The Company operates through three segments: Retail, Commercial Banking, and Insurance, Pensions and Investments. The Retail segment offers a range of financial services products to personal customers, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance and leasing solutions. The Commercial Banking segment serves small and medium businesses, as well as corporate and institutional clients, providing lending, transactional banking, working capital management, debt financing and risk management services. The Insurance, Pensions and Investments segment offers insurance, investment and pension management products and services. It operates in the Financials sector (COMMERCIAL BANKS, NOT ELSEWHERE CLASSIFIED industry).

Lloyds Banking Group PLC (LYG) is currently priced at 5.41, which is below the analyst price targets of 120 GBp and 117 GBp, indicating potential upside. However, the RSI is at 34.645, suggesting the stock is oversold and may not be a strong buy at this moment. The forward P/E ratio of 9.1743 is attractive, but the recent 5-day change of -1.64% and 20-day change of -9.98% indicate a bearish trend. Therefore, while there is potential for recovery, caution is advised due to the current downward momentum.

1 analysts cover LYG: 0 rate it Buy, 0 Hold and 1 Sell.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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