Root Inc

Root Inc (ROOT) Stock Analysis

$56.430

+1.422 (+2.52%)At close

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High
57.080
Open
55.260
VWAP
56.26
Vol
161.51K
Mkt Cap
757.15M
Low
55.260
Amount
9.09M
EV/EBITDA, TTM
4.24

Root, Inc. is a technology insurance company. It provides direct-to-consumer insurance products to customers. It offers auto and renters insurance products underwritten by Root Insurance Company and Root Property & Casualty. It primarily reaches customers through two channels: direct and partnership. The direct channel drives volume for high-intent customers, meeting customers on platforms that they use, such as search engines or select marketplace platforms, while actively shopping for insurance. The partnership channel provides differentiated access to high-intent customers, primarily in the automotive, financial services, and independent agent sectors. It provides automobile and renters insurance products primarily through its websites, mobile app, and partnership channel, including its embedded insurance product and its independent agent platform. It utilizes its platform to gather customer data in order to determine whether or not to write and how to price its insurance products.

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AI analysis of Root Inc (ROOT)

hold

Root Inc. is currently a hold. The stock's current price is $56.43, with a forward P/E of 1.70, suggesting potential value, but recent downgrades from analysts indicate a challenging competitive environment.

Valuation Metrics

The current forward P/E ratio for Root Inc (ROOT) is 1.70, compared to its 5-year average forward P/E of 3.51.

Forward P/E

Fair
5Y Average P/E
3.51
Current P/E
1.70
Overvalued
109.88
Undervalued
-102.87

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
7.46
Current EV/EBITDA
4.24
Overvalued
17.01
Undervalued
-2.10

Forward P/S

Fair
5Y Average P/S
1.05
Current P/S
0.54
Overvalued
2.33
Undervalued
-0.23

Alphio AI Price Scenarios for ROOT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%ROOT

$282.01

Scenario price

B

Base

Base · 50%ROOT

$204.89

Scenario price

B

Bear

Bear · 25%ROOT

$196.67

Scenario price

Whales holding ROOT

R

Ribbit Management Company, LLC

+ HoldingROOT

+9.24%

3M Return

G

GMT Capital Corp.

+ HoldingROOT

-2.06%

3M Return

Events Timeline

2026-08-05 (ET)

17:00:00

Root Reports Q2 Revenue of $389.2M, Net Income Up 15% YoY

2026-07-08 (ET)

09:30:00

Root Forms Strategic Partnership with Jerry

2026-06-04 (ET)

16:40:00

Root Partners with Hugo to Expand Full Coverage Insurance Options

2026-05-06 (ET)

17:00:00

Root Reports Q1 Revenue of $393.5M, Slightly Below Expectations

2026-04-29 (ET)

09:20:00

Root Launches 24-Hour Agent Appointment Program

News

ROOT FAQ — answered by Alphio AI

Root, Inc. is a technology insurance company. It provides direct-to-consumer insurance products to customers. It offers auto and renters insurance products underwritten by Root Insurance Company and Root Property & Casualty. It primarily reaches customers through two channels: direct and partnership. The direct channel drives volume for high-intent customers, meeting customers on platforms that they use, such as search engines or select marketplace platforms, while actively shopping for insurance. The partnership channel provides differentiated access to high-intent customers, primarily in the automotive, financial services, and independent agent sectors. It provides automobile and renters insurance products primarily through its websites, mobile app, and partnership channel, including its embedded insurance product and its independent agent platform. It utilizes its platform to gather customer data in order to determine whether or not to write and how to price its insurance products. It operates in the Financials sector (FIRE, MARINE & CASUALTY INSURANCE industry).

Root Inc. is currently a hold. The stock's current price is $56.43, with a forward P/E of 1.70, suggesting potential value, but recent downgrades from analysts indicate a challenging competitive environment.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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