NSTS Bancorp Inc (NSTS) Stock Analysis

AI analysis of NSTS Bancorp Inc (NSTS)

Buy

NSTS Bancorp Inc is a good buy right now due to its recent price performance and improving financial metrics. The stock is currently priced at $14.12, with a year-to-date change of +11.01% and a one-year change of +22.36%. The RSI is at 56.287, indicating a healthy momentum without being overbought. However, the main risk is the negative net income reported in the last quarter at -204,000 USD, which suggests ongoing challenges in profitability.

Valuation Metrics

The current forward P/E ratio for NSTS Bancorp Inc (NSTS) is 0.00, compared to its 5-year average forward P/E of 0.00.

Forward P/E

Strongly Undervalued

5Y Average P/E

0.00

Current P/E

0.00

Overvalued

0.00

Undervalued

0.00

Forward EV/EBITDA

Strongly Undervalued

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued

0.00

Undervalued

0.00

Forward P/S

Fair

5Y Average P/S

0.05

Current P/S

0.00

Overvalued

0.79

Undervalued

-0.69

Alphio AI Price Scenarios for NSTS

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%NSTS

$14.10

Scenario price

B

Base

Base · 50%NSTS

$12.89

Scenario price

B

Bear

Bear · 25%NSTS

$10.91

Scenario price

NSTS FAQ — answered by Alphio AI

NSTS Bancorp, Inc. is the stock holding company of North Shore Trust and Savings (the Bank). The Bank is a federally chartered stock savings institution. Its primary business activity includes accepting deposits from the general public and using those funds to originate one to four family residential mortgage loans and purchase investments. The Bank's activities include originating loans, including one- to-four-family residential first mortgage loans, commercial real estate mortgage loans, multifamily residential mortgage loans, one- to-four- family residential construction loans and consumer loans. The Company offers a variety of deposit products consisting of checking, both interest-bearing and noninterest-bearing, money market, savings, and time deposit accounts. Its primary sources of funds are deposits, and principal and interest payments on loans and securities. It operates two offices in Waukegan and Lindenhurst, Illinois and three loan production offices in Chicago, Illinois. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

NSTS Bancorp Inc is a good buy right now due to its recent price performance and improving financial metrics. The stock is currently priced at $14.12, with a year-to-date change of +11.01% and a one-year change of +22.36%. The RSI is at 56.287, indicating a healthy momentum without being overbought. However, the main risk is the negative net income reported in the last quarter at -204,000 USD, which suggests ongoing challenges in profitability.