Insperity Inc

Insperity Inc (NSP) Stock Analysis

$51.400

-1.881 (-3.66%)At close

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High
54.935
Open
53.560
VWAP
52.49
Vol
494.21K
Mkt Cap
3.44B
Low
51.125
Amount
25.94M
EV/EBITDA, TTM
27.23

Insperity, Inc. provides an array of human resources (HR) and business solutions. The Company serves small and medium-sized businesses by providing its PEO HR solutions, which encompass a range of services. Its professional employer organization (PEO) HR solutions, offers payroll and benefits administration, general HR advice, health and workers compensation insurance programs, 401(k) retirement plan sponsored by the United States, employer liability management, assistance with government compliance and personnel records management. It also offers other business performance solutions, including talent acquisition services, retirement services, insurance services, contractor management, and perks+. Its talent acquisition services offer direct hire placement on an as-needed basis and provides outsourced support for individual requisitions or large-scale hiring projects. Its Retirement Services offer comprehensive 401(k) retirement plan recordkeeping and administrative services.

AI analysis of Insperity Inc (NSP)

buy

Insperity Inc (NSP) is a good buy right now due to its current price of $53.54, which is below the analyst price target of $61, indicating a potential upside of 13.75%. The company has shown resilience with a year-to-date change of +38.63% and a recent RSI of 64.97, suggesting strong momentum. However, the main risk is its negative net income margin of -1.98% reported for Q4 2025, which indicates ongoing profitability challenges.

Analyst Ratings (5)

+20.62% upside
Buy
3 Buy
2 Hold
0 Sell
Current: 51.40
Low
62.00
Average
62.00
High
62.00

Roth Capital

2026-07-31

Price Target

$61

Buy

Baird

2026-07-31

Price Target

$56

Neutral

Roth Capital

2026-07-30

Price Target

$59

Buy

Roth Capital

2026-07-29

Price Target

$59

Buy

Truist

2026-07-22

Price Target

$52

Hold

Valuation Metrics

The current forward P/E ratio for Insperity Inc (NSP) is 25.64, compared to its 5-year average forward P/E of 22.31.

Forward P/E

Fair
5Y Average P/E
22.31
Current P/E
25.64
Overvalued
26.69
Undervalued
17.94

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
11.40
Current EV/EBITDA
27.23
Overvalued
15.76
Undervalued
7.04

Forward P/S

Undervalued
5Y Average P/S
0.51
Current P/S
0.28
Overvalued
0.71
Undervalued
0.32

Alphio AI Price Scenarios for NSP

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%NSP

$68.50

Scenario price

B

Base

Base · 50%NSP

$62.23

Scenario price

B

Bear

Bear · 25%NSP

$58.69

Scenario price

Whales holding NSP

L

Lakewood Capital Management, LP

+ HoldingNSP

+8.10%

3M Return

R

Reinhart Partners, LLC

+ HoldingNSP

-5.95%

3M Return

A

Alpha Wave Global, LP

+ HoldingNSP

-13.51%

3M Return

Events Timeline

2026-07-29 (ET)

17:00:00

Sees Q3 Adjusted EBITDA of $14M-$41M

17:00:00

Insperity Q2 Revenue $1.686B Exceeds Consensus

17:00:00

Sees FY26 Adjusted EBITDA of $185M-$225M

2026-04-30 (ET)

16:40:00

Insperity Reports Q1 Revenue of $1.895B, Exceeding Expectations

16:40:00

Sees Q2 Adjusted EBITDA of $18M-$46M

News

NSP FAQ — answered by Alphio AI

Insperity, Inc. provides an array of human resources (HR) and business solutions. The Company serves small and medium-sized businesses by providing its PEO HR solutions, which encompass a range of services. Its professional employer organization (PEO) HR solutions, offers payroll and benefits administration, general HR advice, health and workers compensation insurance programs, 401(k) retirement plan sponsored by the United States, employer liability management, assistance with government compliance and personnel records management. It also offers other business performance solutions, including talent acquisition services, retirement services, insurance services, contractor management, and perks+. Its talent acquisition services offer direct hire placement on an as-needed basis and provides outsourced support for individual requisitions or large-scale hiring projects. Its Retirement Services offer comprehensive 401(k) retirement plan recordkeeping and administrative services. It operates in the Industrials sector (SERVICES-HELP SUPPLY SERVICES industry).

Insperity Inc (NSP) is a good buy right now due to its current price of $53.54, which is below the analyst price target of $61, indicating a potential upside of 13.75%. The company has shown resilience with a year-to-date change of +38.63% and a recent RSI of 64.97, suggesting strong momentum. However, the main risk is its negative net income margin of -1.98% reported for Q4 2025, which indicates ongoing profitability challenges.

5 analysts cover NSP: 3 rate it Buy, 2 Hold and 0 Sell. The average price target is 62.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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