Nelnet Inc

Nelnet Inc (NNI) Stock Analysis

$127.370

-0.013 (-0.01%)At close

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High
128.595
Open
128.240
VWAP
127.75
Vol
108.30K
Mkt Cap
3.66B
Low
127.270
Amount
13.83M
EV/EBITDA, TTM
28.23

Nelnet, Inc. operates businesses that are engaged in loan servicing and education technology services and payments. The Company's segments include Loan Servicing and Systems (LSS), Education Technology Services and Payments (ETSP), Asset Generation and Management (AGM), and Nelnet Bank. The LSS segment is focused on consumer loan servicing, loan servicing-related technology solutions and outsourcing business services. This segment includes the brands Nelnet Diversified Solutions, Nelnet Government Services and others. The ETSP segment provides education and payment technology and services for K-12 schools, higher education institutions, churches, and businesses in the United States and internationally. The AGM segment includes the acquisition and management of students and other loan assets, including investment interests therein. The Nelnet Bank includes an Internet Utah-chartered industrial bank focused on the private education and unsecured consumer loan markets.

AI analysis of Nelnet Inc (NNI)

hold

Nelnet Inc (NNI) is currently priced at $127.37, which is close to its 52-week low of $112.16, indicating potential value. However, the stock has a relatively low RSI of 44.365, suggesting it is not in an overbought condition but also lacks strong momentum. The forward P/E ratio of 15.625 indicates it may be undervalued compared to its earnings potential, but recent earnings missed expectations, which could dampen investor confidence.

Analyst Ratings (2)

+9.92% upside
Buy
1 Buy
1 Hold
0 Sell
Current: 127.37
Low
140.00
Average
140.00
High
140.00

TD Cowen

2026-03-31

Price Target

$135

Hold

TD Cowen

2026-01-08

Price Target

$140

Hold

TD Cowen

2025-11-10

Price Target

$135

Hold

TD Cowen

2024-08-12

Price Target

$98

Hold

TD Cowen

2024-05-14

Price Target

$96

Hold

Valuation Metrics

The current forward P/E ratio for Nelnet Inc (NNI) is 15.63, compared to its 5-year average forward P/E of 16.50.

Forward P/E

Fair
5Y Average P/E
16.50
Current P/E
15.63
Overvalued
19.63
Undervalued
13.37

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
3.13
Current EV/EBITDA
28.23
Overvalued
11.35
Undervalued
-5.09

Forward P/S

Fair
5Y Average P/S
2.60
Current P/S
2.57
Overvalued
2.84
Undervalued
2.37

Alphio AI Price Scenarios for NNI

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%NNI

$126.53

Scenario price

B

Base

Base · 50%NNI

$119.02

Scenario price

B

Bear

Bear · 25%NNI

$105.59

Scenario price

Whales holding NNI

B

Bragg Financial Advisors, Inc.

+ HoldingNNI

+0.57%

3M Return

Events Timeline

2026-08-19 (ET)

16:30:00

Nelnet Integrates with PayPal to Offer Tuition Payment Options

2026-07-07 (ET)

07:31:00

Nelnet Campus Commerce Forms Strategic Partnership with Atrium Campus

2026-04-30 (ET)

17:50:00

Nelnet Acquires Australia’s Invision Digital to Expand Education Tech Business

2026-02-26 (ET)

16:40:00

Nelnet Reports Q4 Loan Loss Provision of $5.7M

2026-01-20 (ET)

09:50:00

Trump Announces 10% Tariff on Multiple Countries

News

NNI FAQ — answered by Alphio AI

Nelnet, Inc. operates businesses that are engaged in loan servicing and education technology services and payments. The Company's segments include Loan Servicing and Systems (LSS), Education Technology Services and Payments (ETSP), Asset Generation and Management (AGM), and Nelnet Bank. The LSS segment is focused on consumer loan servicing, loan servicing-related technology solutions and outsourcing business services. This segment includes the brands Nelnet Diversified Solutions, Nelnet Government Services and others. The ETSP segment provides education and payment technology and services for K-12 schools, higher education institutions, churches, and businesses in the United States and internationally. The AGM segment includes the acquisition and management of students and other loan assets, including investment interests therein. The Nelnet Bank includes an Internet Utah-chartered industrial bank focused on the private education and unsecured consumer loan markets. It operates in the Financials sector (PERSONAL CREDIT INSTITUTIONS industry).

Nelnet Inc (NNI) is currently priced at $127.37, which is close to its 52-week low of $112.16, indicating potential value. However, the stock has a relatively low RSI of 44.365, suggesting it is not in an overbought condition but also lacks strong momentum. The forward P/E ratio of 15.625 indicates it may be undervalued compared to its earnings potential, but recent earnings missed expectations, which could dampen investor confidence.

2 analysts cover NNI: 1 rate it Buy, 1 Hold and 0 Sell. The average price target is 140.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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