Lemonade Inc

Lemonade Inc (LMND) Stock Analysis

$44.200

-1.600 (-3.62%)At close

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High
46.270
Open
45.810
VWAP
44.66
Volume
873.17K
Mkt Cap
1.16B
Low
43.520
Amount
39.00M
EV/EBITDA, TTM
-18.51

Lemonade, Inc. offers renters, homeowners, car, pet, and life insurance. The Company operates through the United States, Europe, including the United Kingdom, providing insurance products to customers through various sales channels. The Company's digital substrate enables it to integrate marketing and onboarding with underwriting and claims processing, collecting, and deploying data. Its technology includes Data Advantage, AI Maya, AI Jim, CX.AI, Forensic Graph, Blender, and Cooper. AI Maya, its onboarding and customer experience bot, uses natural language to guide customers in joining the Company. AI Jim, its claims bot, takes the first notice of loss from its customer without human intervention. It offers pet insurance that covers diagnostics, procedures, medication, accidents or illness. Even its basic pet insurance offering covers blood tests, urinalysis, lab work, and computed tomography scans.

AI analysis of Lemonade Inc (LMND)

Sell

Lemonade Inc is not a good buy right now due to its current price of $44.20, which is significantly below the analyst price target of $48, indicating limited upside potential. Additionally, the stock has a low RSI of 37.845, suggesting it is oversold, but this could also indicate a continued downtrend. The company reported a net loss of $43.4 million in Q2 2026, and its year-to-date change is a concerning -41.81%, highlighting ongoing financial struggles.

Analyst Ratings (1)

+75.57% upside
Sell
0 Buy
0 Hold
1 Sell
Current: 44.20
Low
40.00
Average
77.60
High
98.00

Morgan Stanley

2026-10-06

Price Target

$48

Equal Weight

Morgan Stanley

2026-08-19

Price Target

$56

Equal Weight

Piper Sandler

2026-07-30

Price Target

$51

Neutral

Keefe Bruyette

2026-07-30

Price Target

$48

Market Perform

Piper Sandler

2026-07-15

Price Target

$75

Neutral

Valuation Metrics

The current forward P/E ratio for Lemonade Inc (LMND) is 0.00, compared to its 5-year average forward P/E of -9.34.

Forward P/E

Overvalued
5Y Average P/E
-9.34
Current P/E
0.00
Overvalued
-0.95
Undervalued
-17.74

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
-16.61
Current EV/EBITDA
-18.51
Overvalued
6.15
Undervalued
-39.37

Forward P/S

Fair
5Y Average P/S
4.04
Current P/S
2.16
Overvalued
7.22
Undervalued
0.85

Alphio AI Price Scenarios for LMND

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%LMND

$47.23

Scenario price

B

Base

Base · 50%LMND

$41.83

Scenario price

B

Bear

Bear · 25%LMND

$34.55

Scenario price

Whales holding LMND

G

Group One Trading LLC

+ HoldingLMND

-4.80%

3M Return

Events Timeline

2026-10-08 (ET)

08:30:00

Lemonade's Autonomous Car Insurance Supports More Tesla Models

2026-10-06 (ET)

09:00:00

Lemonade Launches Renters Insurance in Hawaii Starting at $5 per Month

2026-09-29 (ET)

08:30:00

Lemonade Launches Renters Insurance in Alaska

2026-09-22 (ET)

12:30:00

Lemonade Launches Pet Insurance in Kentucky

2026-09-08 (ET)

08:30:00

Lemonade Launches Renters Insurance in Kentucky

News

LMND FAQ — answered by Alphio AI

Lemonade, Inc. offers renters, homeowners, car, pet, and life insurance. The Company operates through the United States, Europe, including the United Kingdom, providing insurance products to customers through various sales channels. The Company's digital substrate enables it to integrate marketing and onboarding with underwriting and claims processing, collecting, and deploying data. Its technology includes Data Advantage, AI Maya, AI Jim, CX.AI, Forensic Graph, Blender, and Cooper. AI Maya, its onboarding and customer experience bot, uses natural language to guide customers in joining the Company. AI Jim, its claims bot, takes the first notice of loss from its customer without human intervention. It offers pet insurance that covers diagnostics, procedures, medication, accidents or illness. Even its basic pet insurance offering covers blood tests, urinalysis, lab work, and computed tomography scans. It operates in the Financials sector (FIRE, MARINE & CASUALTY INSURANCE industry).

Lemonade Inc is not a good buy right now due to its current price of $44.20, which is significantly below the analyst price target of $48, indicating limited upside potential. Additionally, the stock has a low RSI of 37.845, suggesting it is oversold, but this could also indicate a continued downtrend. The company reported a net loss of $43.4 million in Q2 2026, and its year-to-date change is a concerning -41.81%, highlighting ongoing financial struggles.

1 analysts cover LMND: 0 rate it Buy, 0 Hold and 1 Sell. The average price target is 77.60.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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