Kearny Financial Corp (KRNY) Stock AnalysisKRNYKearny Financial Corp

Kearny Financial Corp. is a holding company for Kearny Bank (the Bank). The Bank is a New Jersey-chartered savings bank. The Bank is principally engaged in the business of attracting deposits from the general public and using these deposits, together with other funds, to originate or purchase loans for its portfolio and for sale on the secondary market. Its loan portfolio is comprised of multi-family mortgage loans, non-residential mortgage loans, commercial business loans, construction loans, one-to-four-family residential mortgage loans, home equity loans and other consumer loans. The Company also maintains a portfolio of investment securities, primarily comprised of the United States agency mortgage-backed securities, obligations of state and political subdivisions, corporate bonds, asset-backed securities, and collateralized loan obligations. The Bank has a total of 43 retail branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. It operates in the Financials sector (SAVINGS INSTITUTION, FEDERALLY CHARTERED industry).

Kearny Financial Corp (KRNY) is a good buy right now due to its current price of $9.30, which is below the analyst price target of $11, indicating a potential upside of 18.3%. Additionally, the company reported a net income of $10 million for Q3 2026, reflecting a 40% increase year-over-year, showcasing strong growth. However, the main risk is the recent earnings miss, with EPS reported at $0.16, falling short of the estimate of $0.17, which could affect investor confidence.

3 analysts cover KRNY: 2 rate it Buy, 0 Hold and 1 Sell.