Jack Henry & Associates Inc (JKHY) FinancialsJKHYJack Henry & Associates Inc

Jack Henry & Associates Inc (JKHY) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Processing, accounting for 42.6% of total sales, equivalent to $271.10M. Other significant revenue streams include Outsoucing & Cloud and Product Delivery & Services. Understanding this composition is critical for investors evaluating how JKHY navigates market cycles within the IT Services & Consulting industry.

Evaluating the bottom line, Jack Henry & Associates Inc maintains a gross margin of 42.52%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 22.39%, while the net margin is 17.27%. These profitability ratios, combined with a Return on Equity (ROE) of 24.04%, provide a clear picture of how effectively JKHY converts its operational activities into shareholder value.

In the context of the broader market, JKHY competes directly with industry leaders such as DSGX and CHYM. With a market capitalization of $11.34B, it holds a leading position in the sector. When comparing efficiency, JKHY's gross margin of 42.52% stands against DSGX's 68.94% and CHYM's 88.18%. Such benchmarking helps identify whether Jack Henry & Associates Inc is trading at a premium or discount relative to its financial performance.

Jack Henry has shown consistent revenue growth, with total revenue reaching $644,023,000 in Q4 2026. The net income for the same quarter was $111,227,000, demonstrating strong profitability. The EPS for Q4 2026 was reported at $1.57, exceeding expectations and reflecting effective cost management.