Jack Henry & Associates Inc

Jack Henry & Associates Inc (JKHY) Stock Analysis

$153.080

+3.536 (+2.31%)At close

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High
153.320
Open
151.050
VWAP
152.16
Volume
675.77K
Mkt Cap
12.15B
Low
150.078
Amount
102.82M
EV/EBITDA, TTM
12.20

Jack Henry & Associates, Inc. is a financial technology company. The Company’s segments include Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer/member information. The Payments segment provides secure payment processing tools and services, including automated teller machine, debit, and credit card processing services; online and mobile bill pay solutions; automated clearinghouse origination and remote deposit capture processing; and risk management products and services. The Complementary segment provides additional software, hosted processing platforms, and services, including digital/mobile banking, treasury services, online account opening, fraud/anti-money laundering and lending/deposit solutions that can be integrated with its core solutions.

AI analysis of Jack Henry & Associates Inc (JKHY)

Buy

Jack Henry & Associates is a good buy right now due to its current price of $149.31, which is significantly lower than the analyst consensus target of $194.75, indicating a potential upside of 31.78%. Additionally, the company's gross margin stands at 42.52%, reflecting strong profitability. However, the main risk is the recent 20-day change of -7.33%, indicating some short-term volatility.

Analyst Ratings (8)

+29.34% upside
Hold
1 Buy
6 Hold
1 Sell
Current: 153.08
Low
174.00
Average
198.00
High
220.00

Piper Sandler

2026-10-09

Price Target

$175

Overweight

Morgan Stanley

2026-09-30

Price Target

$158

Equal Weight

Seaport Research

2026-09-28

Price Target

$193

Buy

Raymond James

2026-09-16

Price Target

$199

Strong Buy

Piper Sandler

2026-09-16

Price Target

$175

Neutral

Valuation Metrics

The current forward P/E ratio for Jack Henry & Associates Inc (JKHY) is 20.16, compared to its 5-year average forward P/E of 30.11.

Forward P/E

Undervalued
5Y Average P/E
30.11
Current P/E
20.16
Overvalued
35.36
Undervalued
24.85

Forward EV/EBITDA

Undervalued
5Y Average EV/EBITDA
16.93
Current EV/EBITDA
12.20
Overvalued
19.67
Undervalued
14.20

Forward P/S

Undervalued
5Y Average P/S
5.35
Current P/S
3.64
Overvalued
6.21
Undervalued
4.49

Alphio AI Price Scenarios for JKHY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%JKHY

$166.64

Scenario price

B

Base

Base · 50%JKHY

$164.57

Scenario price

B

Bear

Bear · 25%JKHY

$127.82

Scenario price

Whales holding JKHY

M

Meeder Asset Management, Inc

+ HoldingJKHY

+5.86%

3M Return

T

Tudor Investment Corporation

+ HoldingJKHY

+3.83%

3M Return

E

Evenlode Investment Management Limited

+ HoldingJKHY

+3.45%

3M Return

M

Meridiem Capital Partners LP

+ HoldingJKHY

+2.66%

3M Return

A

American Capital Management, Inc.

+ HoldingJKHY

+2.65%

3M Return

L

Local Pensions Partnership Investments Ltd

+ HoldingJKHY

+2.06%

3M Return

Events Timeline

2026-09-21 (ET)

09:30:00

ShredPay Joins Jack Henry Fintech Integration Network

2026-09-15 (ET)

14:30:00

Sees FY27 Non-GAAP Operating Margin at 24.1%-24.3%

2026-08-31 (ET)

18:00:00

Jack Henry Responds to Cybersecurity Incident

2026-08-11 (ET)

16:30:00

Jack Henry & Associates Reports $42.8M Deconversion Revenue for FY 2026

News

JKHY FAQ — answered by Alphio AI

Jack Henry & Associates, Inc. is a financial technology company. The Company’s segments include Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer/member information. The Payments segment provides secure payment processing tools and services, including automated teller machine, debit, and credit card processing services; online and mobile bill pay solutions; automated clearinghouse origination and remote deposit capture processing; and risk management products and services. The Complementary segment provides additional software, hosted processing platforms, and services, including digital/mobile banking, treasury services, online account opening, fraud/anti-money laundering and lending/deposit solutions that can be integrated with its core solutions. It operates in the Technology sector (SERVICES-COMPUTER INTEGRATED SYSTEMS DESIGN industry).

Jack Henry & Associates is a good buy right now due to its current price of $149.31, which is significantly lower than the analyst consensus target of $194.75, indicating a potential upside of 31.78%. Additionally, the company's gross margin stands at 42.52%, reflecting strong profitability. However, the main risk is the recent 20-day change of -7.33%, indicating some short-term volatility.

8 analysts cover JKHY: 1 rate it Buy, 6 Hold and 1 Sell. The average price target is 198.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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