Jack Henry & Associates Inc

Jack Henry & Associates Inc (JKHY) Stock Analysis

$169.730

+0.085 (+0.05%)At close

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High
170.120
Open
168.940
VWAP
169.04
Vol
901.79K
Mkt Cap
12.15B
Low
167.280
Amount
152.44M
EV/EBITDA, TTM
14.45

Jack Henry & Associates, Inc. is a financial technology company. The Company’s segments include Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer/member information. The Payments segment provides secure payment processing tools and services, including automated teller machine, debit, and credit card processing services; online and mobile bill pay solutions; automated clearinghouse origination and remote deposit capture processing; and risk management products and services. The Complementary segment provides additional software, hosted processing platforms, and services, including digital/mobile banking, treasury services, online account opening, fraud/anti-money laundering and lending/deposit solutions that can be integrated with its core solutions.

AI analysis of Jack Henry & Associates Inc (JKHY)

buy

Jack Henry & Associates Inc is a good buy right now due to its strong financial performance and positive market outlook. The current price is $169.73, which is below the average analyst price target of $178, indicating potential upside. Additionally, the company reported a 31% increase in free cash flow year-over-year, amounting to $539 million, which supports ongoing shareholder value. The main risk is the current RSI of 65.86, suggesting that the stock is nearing overbought territory, which could lead to short-term volatility.

Analyst Ratings (8)

+16.66% upside
Hold
1 Buy
6 Hold
1 Sell
Current: 169.73
Low
174.00
Average
198.00
High
220.00

Wolfe Research

2026-08-25

Price Target

$215

Outperform

RBC Capital

2026-08-20

Price Target

$178

Outperform

UBS

2026-08-20

Price Target

$170

Neutral

Goldman Sachs

2026-08-20

Price Target

$178

Neutral

Barclays

2026-08-20

Price Target

$185

Overweight

Valuation Metrics

The current forward P/E ratio for Jack Henry & Associates Inc (JKHY) is 23.42, compared to its 5-year average forward P/E of 30.45.

Forward P/E

Undervalued
5Y Average P/E
30.45
Current P/E
23.42
Overvalued
35.56
Undervalued
25.35

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
17.11
Current EV/EBITDA
14.45
Overvalued
19.79
Undervalued
14.43

Forward P/S

Undervalued
5Y Average P/S
5.42
Current P/S
4.19
Overvalued
6.25
Undervalued
4.58

Alphio AI Price Scenarios for JKHY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%JKHY

$166.64

Scenario price

B

Base

Base · 50%JKHY

$164.57

Scenario price

B

Bear

Bear · 25%JKHY

$127.82

Scenario price

Whales holding JKHY

E

Evenlode Investment Management Limited

+ HoldingJKHY

+8.27%

3M Return

L

Local Pensions Partnership Investments Ltd

+ HoldingJKHY

+2.77%

3M Return

T

Tudor Investment Corporation

+ HoldingJKHY

+0.72%

3M Return

Events Timeline

2026-08-11 (ET)

16:30:00

Jack Henry & Associates Reports $42.8M Deconversion Revenue for FY 2026

2026-07-16 (ET)

12:00:00

Anthropic and Switch Plan Multibillion Dollar IPOs

2026-06-25 (ET)

12:00:00

Jack Henry Expands Collaboration with Google Cloud

2026-06-02 (ET)

09:10:00

Aeropay Utilizes Jack Henry Technology to Expand Payment Capabilities

2026-05-12 (ET)

08:10:00

Jack Henry Increases Stock Buyback Authorization to 6.4 Million Shares

News

JKHY FAQ — answered by Alphio AI

Jack Henry & Associates, Inc. is a financial technology company. The Company’s segments include Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer/member information. The Payments segment provides secure payment processing tools and services, including automated teller machine, debit, and credit card processing services; online and mobile bill pay solutions; automated clearinghouse origination and remote deposit capture processing; and risk management products and services. The Complementary segment provides additional software, hosted processing platforms, and services, including digital/mobile banking, treasury services, online account opening, fraud/anti-money laundering and lending/deposit solutions that can be integrated with its core solutions. It operates in the Technology sector (SERVICES-COMPUTER INTEGRATED SYSTEMS DESIGN industry).

Jack Henry & Associates Inc is a good buy right now due to its strong financial performance and positive market outlook. The current price is $169.73, which is below the average analyst price target of $178, indicating potential upside. Additionally, the company reported a 31% increase in free cash flow year-over-year, amounting to $539 million, which supports ongoing shareholder value. The main risk is the current RSI of 65.86, suggesting that the stock is nearing overbought territory, which could lead to short-term volatility.

8 analysts cover JKHY: 1 rate it Buy, 6 Hold and 1 Sell. The average price target is 198.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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