Hci Group Inc (HCI) FinancialsHCIHci Group Inc

Hci Group Inc (HCI) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is HCPCI Insurance Operations, accounting for 87.2% of total sales, equivalent to $211.87M. Other significant revenue streams include Exzeo Group and Reciprocal Exchange Operations. Understanding this composition is critical for investors evaluating how HCI navigates market cycles within the Property & Casualty Insurance industry.

Evaluating the bottom line, Hci Group Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 45.27%, while the net margin is 33.71%. These profitability ratios, combined with a Return on Equity (ROE) of 32.40%, provide a clear picture of how effectively HCI converts its operational activities into shareholder value.

In the context of the broader market, HCI competes directly with industry leaders such as HMN and PRCH. With a market capitalization of $2.32B, it holds a leading position in the sector. When comparing efficiency, HCI's gross margin of N/A stands against HMN's N/A and PRCH's 62.17%. Such benchmarking helps identify whether Hci Group Inc is trading at a premium or discount relative to its financial performance.

HCI Group has shown consistent revenue growth, with Q2 2026 revenues of $246.65 million, an 11.1% year-over-year increase. The net margin for Q2 2026 stands at 33.71%, reflecting strong profitability. The company has also maintained a stable dividend of $0.40 per share for 31 consecutive quarters, demonstrating commitment to shareholder returns.