Hci Group Inc (HCI) FinancialsHCIHci Group Inc

Hci Group Inc (HCI) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is HCPCI Insurance Operations, accounting for 87.2% of total sales, equivalent to $211.87M. Other significant revenue streams include Exzeo Group and Reciprocal Exchange Operations. Understanding this composition is critical for investors evaluating how HCI navigates market cycles within the Property & Casualty Insurance industry.

Evaluating the bottom line, Hci Group Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 45.27%, while the net margin is 33.71%. These profitability ratios, combined with a Return on Equity (ROE) of 32.40%, provide a clear picture of how effectively HCI converts its operational activities into shareholder value.

In the context of the broader market, HCI competes directly with industry leaders such as PRCH and SPNT. With a market capitalization of $2.46B, it holds a significant position in the sector. When comparing efficiency, HCI's gross margin of N/A stands against PRCH's 62.17% and SPNT's N/A. Such benchmarking helps identify whether Hci Group Inc is trading at a premium or discount relative to its financial performance.

HCI Group has demonstrated strong financial performance, with total revenue for Q2 2026 at $246.65 million, an 11.1% year-over-year increase, and a net income of $70.87 million for the same period. The company has maintained a solid net margin of 33.71% and a return on equity (ROE) of 32.40%.