Happen Inc

Happen Inc (HAPN) Stock Analysis

$14.490

-0.178 (-1.23%)At close

Loading chart…
High
14.821
Open
14.680
VWAP
14.51
Volume
1.18M
Mkt Cap
—
Low
14.230
Amount
17.08M
EV/EBITDA, TTM
4.98

Happen, Inc., formerly LendingClub Corporation, owns and operates Happen Bank, National Association (the Bank). The Bank is a digital bank and provides borrowing, banking, business, and investing services. Its banking services include personal banking which provides levelup checking, levelup savings, and certificate of deposit. Its business includes financing solutions and business loans. Its financing solutions include health and wellness, home improvement, and retail services. Its business loans include small business loans and SBA loans. Its borrowing services include personal loans, auto refinance, and pay for a large expense. Its personal loans include pay off credit cards, consolidate debt, and cash loans. Its pay for a large expense includes health and wellness and retail services. Its investing service includes institutional investing. The retail services include tutoring services, auto repair, and retail.

AI analysis of Happen Inc (HAPN)

Hold

Happen Inc is currently not a strong buy due to its low current price of $14.49 compared to the analyst price target of $25, indicating potential upside. However, the RSI of 35.389 suggests the stock is in oversold territory, which may indicate a buying opportunity. The main risk is the recent performance, with a year-to-date change of -24.57%, indicating significant downward pressure on the stock.

Valuation Metrics

The current forward P/E ratio for Happen Inc (HAPN) is 6.52, compared to its 5-year average forward P/E of 9.38.

Forward P/E

Undervalued
5Y Average P/E
9.38
Current P/E
6.52
Overvalued
11.80
Undervalued
6.96

Forward EV/EBITDA

Undervalued
5Y Average EV/EBITDA
6.08
Current EV/EBITDA
4.98
Overvalued
7.04
Undervalued
5.11

Forward P/S

Undervalued
5Y Average P/S
1.64
Current P/S
1.33
Overvalued
1.82
Undervalued
1.45

Whales holding HAPN

S

Senvest Management, LLC

+ HoldingHAPN

-0.82%

3M Return

C

Cramer Rosenthal McGlynn LLC

+ HoldingHAPN

-10.12%

3M Return

Events Timeline

2026-07-27 (ET)

20:00:00

Energy Stocks Drop, Nvidia Falls 5% on AI Investment

16:30:00

Sees FY26 Loan Originations at $12.2B-$12.6B

16:30:00

Sees Q3 Loan Originations at $3.2B-$3.35B

16:30:00

Happen Reports Q2 Revenue of $262.9M, Exceeding Expectations

News

HAPN FAQ — answered by Alphio AI

Happen, Inc., formerly LendingClub Corporation, owns and operates Happen Bank, National Association (the Bank). The Bank is a digital bank and provides borrowing, banking, business, and investing services. Its banking services include personal banking which provides levelup checking, levelup savings, and certificate of deposit. Its business includes financing solutions and business loans. Its financing solutions include health and wellness, home improvement, and retail services. Its business loans include small business loans and SBA loans. Its borrowing services include personal loans, auto refinance, and pay for a large expense. Its personal loans include pay off credit cards, consolidate debt, and cash loans. Its pay for a large expense includes health and wellness and retail services. Its investing service includes institutional investing. The retail services include tutoring services, auto repair, and retail. It operates in the Financials sector.

Happen Inc is currently not a strong buy due to its low current price of $14.49 compared to the analyst price target of $25, indicating potential upside. However, the RSI of 35.389 suggests the stock is in oversold territory, which may indicate a buying opportunity. The main risk is the recent performance, with a year-to-date change of -24.57%, indicating significant downward pressure on the stock.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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