FinVolution Group

FinVolution Group (FINV) Stock Analysis

$3.130

-0.030 (-0.95%)At close

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High
3.160
Open
3.120
VWAP
3.12
Volume
1.01M
Mkt Cap
1.21B
Low
3.085
Amount
3.15M
EV/EBITDA, TTM
-0.55

FinVolution Group is a company primarily engaged in operating an online fintech platform. The Company engages in two main businesses. The Company's loan services offered to borrowers primarily include standard loan products and other loan products. The Company's borrower introduction services to institutional financing partners include offer preliminary credit assessment services, facilitating transactions between borrowers and institutional financing partners, and other services. The Company's brands include FINV, PPDAI and others.

www.xinye.com

AI analysis of FinVolution Group (FINV)

Buy

FinVolution Group (FINV) is a good buy right now, trading at a low current price of $3.13 with a forward P/E ratio of 3.67, suggesting strong earnings potential. Additionally, the company has a robust cash flow yield of 144.67%, indicating it generates substantial cash relative to its market cap. The main risk is the declining transaction volume, which fell 17% year-over-year, potentially impacting future revenue growth.

Valuation Metrics

The current forward P/E ratio for FinVolution Group (FINV) is 3.67, compared to its 5-year average forward P/E of 3.94.

Forward P/E

Fair
5Y Average P/E
3.94
Current P/E
3.67
Overvalued
4.68
Undervalued
3.19

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
0.72
Current EV/EBITDA
-0.55
Overvalued
2.09
Undervalued
-0.65

Forward P/S

Strongly Undervalued
5Y Average P/S
0.69
Current P/S
0.08
Overvalued
1.00
Undervalued
0.39

Alphio AI Price Scenarios for FINV

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FINV

$9.43

Scenario price

B

Base

Base · 50%FINV

$8.78

Scenario price

B

Bear

Bear · 25%FINV

$8.28

Scenario price

Events Timeline

2026-03-16 (ET)

18:20:00

Dividend Expected to be Distributed on May 7, 2026

2025-03-18 (ET)

12:00:03

FinVolution rises 17.7%

10:00:32

FinVolution rises 16.3%

09:48:23

FinVolution rises 16.2%

2025-03-17 (ET)

18:14:05

FinVolution reports Q4 operating income RMB 822M vs. RMB 547M last year

News

FINV FAQ — answered by Alphio AI

FinVolution Group is a company primarily engaged in operating an online fintech platform. The Company engages in two main businesses. The Company's loan services offered to borrowers primarily include standard loan products and other loan products. The Company's borrower introduction services to institutional financing partners include offer preliminary credit assessment services, facilitating transactions between borrowers and institutional financing partners, and other services. The Company's brands include FINV, PPDAI and others. It operates in the Technology sector (LOAN BROKERS industry).

FinVolution Group (FINV) is a good buy right now, trading at a low current price of $3.13 with a forward P/E ratio of 3.67, suggesting strong earnings potential. Additionally, the company has a robust cash flow yield of 144.67%, indicating it generates substantial cash relative to its market cap. The main risk is the declining transaction volume, which fell 17% year-over-year, potentially impacting future revenue growth.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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