FinVolution Group

FinVolution Group (FINV) Stock Analysis

$3.400

-0.524 (-15.42%)At close

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High
3.905
Open
3.880
VWAP
3.55
Vol
3.59M
Mkt Cap
1.21B
Low
3.355
Amount
12.77M
EV/EBITDA, TTM
-0.71

FinVolution Group is a company primarily engaged in operating an online fintech platform. The Company engages in two main businesses. The Company's loan services offered to borrowers primarily include standard loan products and other loan products. The Company's borrower introduction services to institutional financing partners include offer preliminary credit assessment services, facilitating transactions between borrowers and institutional financing partners, and other services. The Company's brands include FINV, PPDAI and others.

www.xinye.com

AI analysis of FinVolution Group (FINV)

sell

FinVolution Group is not a good buy right now due to significant declines in key performance metrics and a recent downgrade by analysts. The current price is $3.40, which is significantly below the previous analyst target of $4.10. Additionally, the company reported a 43.3% year-over-year decline in net profit for Q2 2026, indicating pressure on profitability. The RSI is at a very low 5.128, suggesting extreme oversold conditions, but this does not outweigh the negative trends in revenue and transaction volume.

Valuation Metrics

The current forward P/E ratio for FinVolution Group (FINV) is 3.67, compared to its 5-year average forward P/E of 3.96.

Forward P/E

Fair
5Y Average P/E
3.96
Current P/E
3.67
Overvalued
4.71
Undervalued
3.21

Forward EV/EBITDA

Undervalued
5Y Average EV/EBITDA
0.81
Current EV/EBITDA
-0.71
Overvalued
2.20
Undervalued
-0.58

Forward P/S

Strongly Undervalued
5Y Average P/S
0.72
Current P/S
0.07
Overvalued
1.02
Undervalued
0.43

Alphio AI Price Scenarios for FINV

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%FINV

$9.43

Scenario price

B

Base

Base · 50%FINV

$8.78

Scenario price

B

Bear

Bear · 25%FINV

$8.28

Scenario price

Events Timeline

2026-03-16 (ET)

18:20:00

Dividend Expected to be Distributed on May 7, 2026

2025-03-18 (ET)

12:00:03

FinVolution rises 17.7%

10:00:32

FinVolution rises 16.3%

09:48:23

FinVolution rises 16.2%

2025-03-17 (ET)

18:14:05

FinVolution reports Q4 operating income RMB 822M vs. RMB 547M last year

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News

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FINV FAQ — answered by Alphio AI

FinVolution Group is a company primarily engaged in operating an online fintech platform. The Company engages in two main businesses. The Company's loan services offered to borrowers primarily include standard loan products and other loan products. The Company's borrower introduction services to institutional financing partners include offer preliminary credit assessment services, facilitating transactions between borrowers and institutional financing partners, and other services. The Company's brands include FINV, PPDAI and others. It operates in the Technology sector (LOAN BROKERS industry).

FinVolution Group is not a good buy right now due to significant declines in key performance metrics and a recent downgrade by analysts. The current price is $3.40, which is significantly below the previous analyst target of $4.10. Additionally, the company reported a 43.3% year-over-year decline in net profit for Q2 2026, indicating pressure on profitability. The RSI is at a very low 5.128, suggesting extreme oversold conditions, but this does not outweigh the negative trends in revenue and transaction volume.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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