Essent Group Ltd

Essent Group Ltd (ESNT) Stock Analysis

$64.700

+0.951 (+1.47%)At close

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High
64.810
Open
63.840
VWAP
64.45
Volume
499.02K
Mkt Cap
5.96B
Low
63.840
Amount
32.16M
EV/EBITDA, TTM
6.53

Essent Group Ltd. is a Bermuda-based holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors. Its business segment includes Mortgage Insurance. The Mortgage Insurance segment offers private mortgage insurance and reinsurance for mortgages secured by residential properties located in the US. The Company, through its wholly owned subsidiary, Essent Guaranty, Inc., offers mortgage insurance. Its Bermuda-based subsidiary, Essent Reinsurance Ltd., is a reinsurer that reinsures the United States (US) mortgage risk and provides underwriting consulting services to third-party reinsurers. Through its subsidiary, CUW Solutions, LLC, it offers mortgage insurance and provides contract underwriting services on a limited basis. It also offers other credit risk management solutions, including contract underwriting, to its customers.

AI analysis of Essent Group Ltd (ESNT)

Hold

Essent Group Ltd (ESNT) is currently trading at $64.70, which is close to the average analyst price target of $66. The RSI is at 69.10, indicating that the stock is approaching overbought territory, which could lead to a price correction. Additionally, the forward P/E ratio of 8.23 suggests that the stock is undervalued compared to its earnings potential, but the recent insider selling has increased by 184.94%, which raises concerns about future performance. Given these factors, it may be wise to hold off on buying until there is more clarity on the company's performance in the upcoming earnings call scheduled for November 6, 2026.

Analyst Ratings (12)

+7.88% upside
Buy
7 Buy
5 Hold
0 Sell
Current: 64.70
Low
65.00
Average
69.80
High
75.00

JPMorgan

2026-10-12

Price Target

$66

Neutral

Barclays

2026-10-05

Price Target

$66

Equal Weight

Keefe Bruyette

2026-09-24

Price Target

—

Outperform

BTIG

2026-09-22

Price Target

—

Neutral

Roth Capital

2026-08-10

Price Target

$80

Buy

Valuation Metrics

The current forward P/E ratio for Essent Group Ltd (ESNT) is 8.23, compared to its 5-year average forward P/E of 7.71.

Forward P/E

Fair
5Y Average P/E
7.71
Current P/E
8.23
Overvalued
8.71
Undervalued
6.71

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.10
Current EV/EBITDA
6.53
Overvalued
3.63
Undervalued
-1.42

Forward P/S

Undervalued
5Y Average P/S
4.53
Current P/S
4.02
Overvalued
4.91
Undervalued
4.14

Alphio AI Price Scenarios for ESNT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%ESNT

$65.56

Scenario price

B

Base

Base · 50%ESNT

$61.66

Scenario price

B

Bear

Bear · 25%ESNT

$53.09

Scenario price

Whales holding ESNT

C

Cooke & Bieler, L.P.

+ HoldingESNT

-3.24%

3M Return

ESNT FAQ — answered by Alphio AI

Essent Group Ltd. is a Bermuda-based holding company. The Company, through its wholly owned subsidiaries, offers private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors. Its business segment includes Mortgage Insurance. The Mortgage Insurance segment offers private mortgage insurance and reinsurance for mortgages secured by residential properties located in the US. The Company, through its wholly owned subsidiary, Essent Guaranty, Inc., offers mortgage insurance. Its Bermuda-based subsidiary, Essent Reinsurance Ltd., is a reinsurer that reinsures the United States (US) mortgage risk and provides underwriting consulting services to third-party reinsurers. Through its subsidiary, CUW Solutions, LLC, it offers mortgage insurance and provides contract underwriting services on a limited basis. It also offers other credit risk management solutions, including contract underwriting, to its customers. It operates in the Financials sector (SURETY INSURANCE industry).

Essent Group Ltd (ESNT) is currently trading at $64.70, which is close to the average analyst price target of $66. The RSI is at 69.10, indicating that the stock is approaching overbought territory, which could lead to a price correction. Additionally, the forward P/E ratio of 8.23 suggests that the stock is undervalued compared to its earnings potential, but the recent insider selling has increased by 184.94%, which raises concerns about future performance. Given these factors, it may be wise to hold off on buying until there is more clarity on the company's performance in the upcoming earnings call scheduled for November 6, 2026.

12 analysts cover ESNT: 7 rate it Buy, 5 Hold and 0 Sell. The average price target is 69.80.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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