Employers Holdings Inc

Employers Holdings Inc (EIG) Stock Analysis

$51.210

+0.773 (+1.51%)At close

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High
51.330
Open
50.390
VWAP
50.97
Volume
135.87K
Mkt Cap
1.07B
Low
50.385
Amount
6.93M
EV/EBITDA, TTM
6.79

Employers Holdings, Inc. is a holding company. The Company, through its wholly owned insurance subsidiaries, Employers Insurance Company of Nevada (EICN), Employers Compensation Insurance Company (ECIC), Employers Preferred Insurance Company (EPIC), Employers Assurance Company (EAC), and Cerity Insurance Company (CIC), is engaged in the commercial property and casualty insurance industry, specializing in workers compensation products and services, which are focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Workers' compensation provides insurance coverage for the statutorily prescribed benefits that employers are required to provide to their employees who may be injured or suffer illness in the course of employment. The Company’s Insurance Operations segment represents the traditional business offered through its agents, including business originating from the Company's strategic partnerships and alliances and direct-to-customer business.

AI analysis of Employers Holdings Inc (EIG)

Hold

Currently, Employers Holdings Inc (EIG) is not a strong buy due to its high valuation metrics and mixed financial performance. The current price is $51.21, with a forward P/E ratio of 13.61, which is reasonable, but the trailing P/E is quite high at 120.81. Additionally, the RSI is at 82.32, indicating that the stock may be overbought. While the company has shown a 19.54% year-to-date change, it has also faced challenges, such as a revenue miss in Q1 2026, which reported $207.6 million against expectations of $211.5 million. The main risk is the declining net income, which was -$23.4 million in Q4 2025, suggesting potential volatility ahead. Therefore, it may be prudent to hold rather than buy at this time.

Analyst Ratings (4)

-4.32% Downside
Hold
1 Buy
2 Hold
1 Sell
Current: 51.21
Low
49.00
Average
49.00
High
49.00

Truist

2025-08-01

Price Target

$49

Buy

Truist Securities

2024-11-01

Price Target

$58

Strong Buy

Truist Securities

2024-02-20

Price Target

$55

Strong Buy

Janney Montgomery Scott

2023-02-24

Price Target

$50

Strong Buy

Truist Securities

2023-02-21

Price Target

$53

Strong Buy

Valuation Metrics

The current forward P/E ratio for Employers Holdings Inc (EIG) is 13.61, compared to its 5-year average forward P/E of 14.11.

Forward P/E

Fair
5Y Average P/E
14.11
Current P/E
13.61
Overvalued
16.53
Undervalued
11.70

Forward EV/EBITDA

Overvalued
5Y Average EV/EBITDA
1.60
Current EV/EBITDA
6.79
Overvalued
6.55
Undervalued
-3.35

Forward P/S

Fair
5Y Average P/S
1.29
Current P/S
1.24
Overvalued
1.48
Undervalued
1.10

Alphio AI Price Scenarios for EIG

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%EIG

$47.38

Scenario price

B

Base

Base · 50%EIG

$42.73

Scenario price

B

Bear

Bear · 25%EIG

$41.84

Scenario price

Events Timeline

2026-07-29 (ET)

17:00:00

Company Reports Q2 Revenue of $220.2M, Beating Expectations

2026-06-29 (ET)

09:30:00

Employers Holdings Appoints Jeffrey Lisenby as Executive VP, General Counsel

2026-04-29 (ET)

16:30:00

Company Reports Q1 Revenue of $207.6M

16:30:00

Company Board Approves New $125M Stock Repurchase Program

16:30:00

Company Board Declares Quarterly Dividend Increase to 34 Cents per Share

News

EIG FAQ — answered by Alphio AI

Employers Holdings, Inc. is a holding company. The Company, through its wholly owned insurance subsidiaries, Employers Insurance Company of Nevada (EICN), Employers Compensation Insurance Company (ECIC), Employers Preferred Insurance Company (EPIC), Employers Assurance Company (EAC), and Cerity Insurance Company (CIC), is engaged in the commercial property and casualty insurance industry, specializing in workers compensation products and services, which are focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Workers' compensation provides insurance coverage for the statutorily prescribed benefits that employers are required to provide to their employees who may be injured or suffer illness in the course of employment. The Company’s Insurance Operations segment represents the traditional business offered through its agents, including business originating from the Company's strategic partnerships and alliances and direct-to-customer business. It operates in the Financials sector (FIRE, MARINE & CASUALTY INSURANCE industry).

Currently, Employers Holdings Inc (EIG) is not a strong buy due to its high valuation metrics and mixed financial performance. The current price is $51.21, with a forward P/E ratio of 13.61, which is reasonable, but the trailing P/E is quite high at 120.81. Additionally, the RSI is at 82.32, indicating that the stock may be overbought. While the company has shown a 19.54% year-to-date change, it has also faced challenges, such as a revenue miss in Q1 2026, which reported $207.6 million against expectations of $211.5 million. The main risk is the declining net income, which was -$23.4 million in Q4 2025, suggesting potential volatility ahead. Therefore, it may be prudent to hold rather than buy at this time.

4 analysts cover EIG: 1 rate it Buy, 2 Hold and 1 Sell. The average price target is 49.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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