Ellington Credit Co (EARN) FinancialsEARNEllington Credit Co

Evaluating the bottom line, Ellington Credit Co maintains a gross margin of 100.00%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 129.68%, while the net margin is 104.25%. These profitability ratios, combined with a Return on Equity (ROE) of N/A, provide a clear picture of how effectively EARN converts its operational activities into shareholder value.

In the context of the broader market, EARN competes directly with industry leaders such as TPVG and WHF. With a market capitalization of $120.24M, it holds a significant position in the sector. When comparing efficiency, EARN's gross margin of 100.00% stands against TPVG's N/A and WHF's N/A. Such benchmarking helps identify whether Ellington Credit Co is trading at a premium or discount relative to its financial performance.

EARN has shown significant fluctuations in revenue and net income, with a gross margin of 100% in Q3 2026, but a recent net loss of $21.07 million in the same quarter raises concerns about sustainability.