America's CAR-MART Inc

America's CAR-MART Inc (CRMT) Stock Analysis

$0.660

-0.109 (-16.49%)At close

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High
0.780
Open
0.778
VWAP
0.67
Volume
1.27M
Mkt Cap
385.12M
Low
0.571
Amount
849.69K
EV/EBITDA, TTM
-2.26

America’s Car-Mart, Inc. is an automotive retailer in the United States focused on the Integrated Auto Sales and Finance segment of the used car market. The Company's operations are principally conducted through its two operating subsidiaries, America’s Car Mart, Inc., an Arkansas corporation (Car-Mart of Arkansas), and Colonial Auto Finance, Inc., an Arkansas corporation (Colonial). The Company primarily sells older model used vehicles and provides financing for substantially all of its customers. The Company’s dealerships operate on a decentralized basis. It operates approximately 154 dealerships in 12 states, located primarily in small cities throughout the South-Central United States. It is an option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy. Its products include peace of mind, service contract plus, pay your way, financing options, flexible trade-in, hand selected vehicles and sell-a-friend.

AI analysis of America's CAR-MART Inc (CRMT)

Sell

America's Car-Mart Inc (CRMT) is not a good buy right now due to significant financial challenges and declining performance. The stock has dropped 95.72% year-to-date and 22.96% in the last five days, indicating severe market distress. Additionally, the company's latest earnings report revealed a loss of $6.65 per share, which is a substantial decline compared to previous earnings. The current RSI is at 31.87, suggesting the stock is oversold, but the overall trend remains negative. The major risk is the company's liquidity issues, with only $47 million in unrestricted cash available, raising concerns about its operational viability.

Analyst Ratings (5)

+4295.94% upside
Hold
1 Buy
4 Hold
0 Sell
Current: 0.66
Low
29.00
Average
29.00
High
29.00

Jefferies

2026-03-17

Price Target

$14

Hold

Jefferies

2025-12-29

Price Target

$29

Hold

Stephens & Co.

2024-11-13

Price Target

$50

Hold

BTIG

2024-06-07

Price Target

—

Hold

B of A Securities

2024-04-10

Price Target

$50

Sell

Valuation Metrics

The current forward P/E ratio for America's CAR-MART Inc (CRMT) is 28.33, compared to its 5-year average forward P/E of 16.74.

Forward P/E

Fair
5Y Average P/E
16.74
Current P/E
28.33
Overvalued
59.49
Undervalued
-26.00

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
10.18
Current EV/EBITDA
-2.26
Overvalued
25.34
Undervalued
-4.99

Forward P/S

Undervalued
5Y Average P/S
0.30
Current P/S
0.01
Overvalued
0.44
Undervalued
0.15

Alphio AI Price Scenarios for CRMT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CRMT

$57.12

Scenario price

B

Base

Base · 50%CRMT

$49.85

Scenario price

B

Bear

Bear · 25%CRMT

$46.52

Scenario price

Whales holding CRMT

N

North Reef Capital Management LP

+ HoldingCRMT

-2.21%

3M Return

Events Timeline

2026-10-20 (ET)

15:30:00

America's Car-Mart in Talks for Bankruptcy Sale

15:30:00

America's Car-Mart in Talks with Lenders for Sale

15:30:00

America's Car-Mart Shares Drop 15% to 91 Cents

2026-09-09 (ET)

08:00:00

Company Reports Q1 Revenue of $145.75M, Below Consensus

2026-07-21 (ET)

14:00:00

America's Car-Mart Explores Asset Sales or Bankruptcy

News

CRMT FAQ — answered by Alphio AI

America’s Car-Mart, Inc. is an automotive retailer in the United States focused on the Integrated Auto Sales and Finance segment of the used car market. The Company's operations are principally conducted through its two operating subsidiaries, America’s Car Mart, Inc., an Arkansas corporation (Car-Mart of Arkansas), and Colonial Auto Finance, Inc., an Arkansas corporation (Colonial). The Company primarily sells older model used vehicles and provides financing for substantially all of its customers. The Company’s dealerships operate on a decentralized basis. It operates approximately 154 dealerships in 12 states, located primarily in small cities throughout the South-Central United States. It is an option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy. Its products include peace of mind, service contract plus, pay your way, financing options, flexible trade-in, hand selected vehicles and sell-a-friend. It operates in the Consumer Cyclicals sector (RETAIL-AUTO DEALERS & GASOLINE STATIONS industry).

America's Car-Mart Inc (CRMT) is not a good buy right now due to significant financial challenges and declining performance. The stock has dropped 95.72% year-to-date and 22.96% in the last five days, indicating severe market distress. Additionally, the company's latest earnings report revealed a loss of $6.65 per share, which is a substantial decline compared to previous earnings. The current RSI is at 31.87, suggesting the stock is oversold, but the overall trend remains negative. The major risk is the company's liquidity issues, with only $47 million in unrestricted cash available, raising concerns about its operational viability.

5 analysts cover CRMT: 1 rate it Buy, 4 Hold and 0 Sell. The average price target is 29.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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