America's CAR-MART Inc

America's CAR-MART Inc (CRMT) Stock Analysis

$2.380

+0.072 (+3.03%)At close

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High
2.440
Open
2.340
VWAP
2.37
Vol
123.49K
Mkt Cap
385.12M
Low
2.290
Amount
292.66K
EV/EBITDA, TTM
-44.48

America’s Car-Mart, Inc. is an automotive retailer in the United States focused on the Integrated Auto Sales and Finance segment of the used car market. The Company's operations are principally conducted through its two operating subsidiaries, America’s Car Mart, Inc., an Arkansas corporation (Car-Mart of Arkansas), and Colonial Auto Finance, Inc., an Arkansas corporation (Colonial). The Company primarily sells older model used vehicles and provides financing for substantially all of its customers. The Company’s dealerships operate on a decentralized basis. It operates approximately 154 dealerships in 12 states, located primarily in small cities throughout the South-Central United States. It is an option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy. Its products include peace of mind, service contract plus, pay your way, financing options, flexible trade-in, hand selected vehicles and sell-a-friend.

AI analysis of America's CAR-MART Inc (CRMT)

sell

America's Car-Mart Inc is not a good buy right now due to significant financial challenges and declining performance. The current price is $2.38, with a staggering year-to-date change of -90.20%. The company's forward P/E ratio is 28.33, indicating high valuation despite poor earnings, and the RSI is at 34.85, suggesting it is oversold but not yet a buy signal. The main risk is the ongoing liquidity crisis, with the latest earnings report showing a loss of $4.04 per share and a 27.1% drop in unit sales, which raises concerns about future viability.

Analyst Ratings (5)

+1118.49% upside
Hold
1 Buy
4 Hold
0 Sell
Current: 2.38
Low
29.00
Average
29.00
High
29.00

Jefferies

2026-03-17

Price Target

$14

Hold

Jefferies

2025-12-29

Price Target

$29

Hold

Stephens & Co.

2024-11-13

Price Target

$50

Hold

BTIG

2024-06-07

Price Target

Hold

B of A Securities

2024-04-10

Price Target

$50

Sell

Valuation Metrics

The current forward P/E ratio for America's CAR-MART Inc (CRMT) is 28.33, compared to its 5-year average forward P/E of 16.20.

Forward P/E

Fair
5Y Average P/E
16.20
Current P/E
28.33
Overvalued
58.94
Undervalued
-26.53

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
10.75
Current EV/EBITDA
-44.48
Overvalued
25.17
Undervalued
-3.67

Forward P/S

Undervalued
5Y Average P/S
0.32
Current P/S
0.02
Overvalued
0.47
Undervalued
0.17

Alphio AI Price Scenarios for CRMT

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CRMT

$57.12

Scenario price

B

Base

Base · 50%CRMT

$49.85

Scenario price

B

Bear

Bear · 25%CRMT

$46.52

Scenario price

Whales holding CRMT

N

North Reef Capital Management LP

+ HoldingCRMT

+8.97%

3M Return

Events Timeline

2026-07-21 (ET)

14:00:00

America's Car-Mart Explores Asset Sales or Bankruptcy

2026-07-14 (ET)

08:01:00

America's Car-Mart reports Q4 adjusted EPS ($3.56) vs. $1.26 last year

2026-06-10 (ET)

10:50:00

America's Car-Mart Trading Halted Due to Volatility

2026-03-12 (ET)

07:40:00

Q3 Revenue at $286.792M, Below Consensus

2026-01-13 (ET)

16:20:00

America's Car-Mart Completes Phase Two of Cost Control Strategy

News

CRMT FAQ — answered by Alphio AI

America’s Car-Mart, Inc. is an automotive retailer in the United States focused on the Integrated Auto Sales and Finance segment of the used car market. The Company's operations are principally conducted through its two operating subsidiaries, America’s Car Mart, Inc., an Arkansas corporation (Car-Mart of Arkansas), and Colonial Auto Finance, Inc., an Arkansas corporation (Colonial). The Company primarily sells older model used vehicles and provides financing for substantially all of its customers. The Company’s dealerships operate on a decentralized basis. It operates approximately 154 dealerships in 12 states, located primarily in small cities throughout the South-Central United States. It is an option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy. Its products include peace of mind, service contract plus, pay your way, financing options, flexible trade-in, hand selected vehicles and sell-a-friend. It operates in the Consumer Cyclicals sector (RETAIL-AUTO DEALERS & GASOLINE STATIONS industry).

America's Car-Mart Inc is not a good buy right now due to significant financial challenges and declining performance. The current price is $2.38, with a staggering year-to-date change of -90.20%. The company's forward P/E ratio is 28.33, indicating high valuation despite poor earnings, and the RSI is at 34.85, suggesting it is oversold but not yet a buy signal. The main risk is the ongoing liquidity crisis, with the latest earnings report showing a loss of $4.04 per share and a 27.1% drop in unit sales, which raises concerns about future viability.

5 analysts cover CRMT: 1 rate it Buy, 4 Hold and 0 Sell. The average price target is 29.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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