O
Occudo Quantitative Strategies LP
+ HoldingCHYM
+6.81%
3M Return
$28.800
+0.253 (+0.88%)At close
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- High
- 29.090
- Open
- 28.710
- VWAP
- 28.72
- Volume
- 2.27M
- Mkt Cap
- —
- Low
- 28.260
- Amount
- 65.25M
- EV/EBITDA, TTM
- 15.86
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
AI analysis of Chime Financial Inc (CHYM)
BuyChime Financial Inc is a good buy right now due to its recent profitability achievement with a reported EPS of 0.20 in Q2 2026, a significant turnaround from previous losses. Additionally, the forward P/E ratio of 20.58 suggests it is reasonably valued for future earnings growth. The stock has rebounded 80% since June, reflecting growing investor confidence, despite a recent 1.96% drop yesterday. The main risk is the high volatility indicated by an implied volatility of 71.65%, which suggests potential price swings.
Valuation Metrics
The current forward P/E ratio for Chime Financial Inc (CHYM) is 22.83, compared to its 5-year average forward P/E of 29.98.
Whales holding CHYM
Events Timeline
News
6.010-08CNBCLatest Wall Street Ratings Overview
8.509-23NASDAQ.COMChime's Stride Bank Acquisition Boosts Profitability
8.509-23FoolChime's Stock Rises 80% After Initial Decline Post-IPO
8.509-16NewsfilterChime Opens New Office in New York's Flatiron District
6.009-14CNBCKey Wall Street Rating Updates on Monday
CHYM FAQ — answered by Alphio AI
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period. It operates in the Technology sector.
Chime Financial Inc is a good buy right now due to its recent profitability achievement with a reported EPS of 0.20 in Q2 2026, a significant turnaround from previous losses. Additionally, the forward P/E ratio of 20.58 suggests it is reasonably valued for future earnings growth. The stock has rebounded 80% since June, reflecting growing investor confidence, despite a recent 1.96% drop yesterday. The main risk is the high volatility indicated by an implied volatility of 71.65%, which suggests potential price swings.
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$CHYM Chime has announced a definitive agreement to acquire Stride Bank, N.A. for $590M in cash. Stride has served as Chime's banking partner for over seven years. After the deal closes, Stride will become Chime Bank, N.A. and operate as a wholly owned subsidiary of Chime. Chris Britt, CEO and Co-founder of Chime, said the company's member-focused, technology-driven approach will stay the same, and the acquisition is expected to strengthen their model by combining Chime's brand and member relationships with Stride's national charter and team. The transaction is expected to be accretive to earnings per share immediately upon closing. Chime anticipates over $100M in net synergies from sponsor bank fee savings, expanded lending products, and a lower cost of funds. The deal values Stride at approximately 1.5x tangible book value. Chime plans to fund the purchase with cash on hand, with no additional capital contribution expected. After closing, Chime will consolidate its banking activities at Stride, which will focus on supporting Chime's consumer business. Chime expects to keep its assets below $10 billion for the foreseeable future. The transaction is expected to close in the first half of 2027, subject to regulatory approvals and customary closing conditions. Both companies' boards have unanimously approved the deal.
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