City Holding Co

City Holding Co (CHCO) Stock Analysis

$143.460

+0.287 (+0.20%)At close

Loading chart…
High
145.000
Open
143.180
VWAP
143.47
Vol
113.24K
Mkt Cap
1.56B
Low
141.945
Amount
16.25M
EV/EBITDA, TTM
12.36

City Holding Company is a financial holding company. The Company conducts its principal activities through its wholly owned subsidiary, City National Bank of West Virginia (City National). City National provides banking, wealth and investment management and other financial solutions through its network of 96 bank branches and 934 full-time equivalent associates located in West Virginia, Kentucky, Virginia and southeastern Ohio. City National offers a full range of commercial banking services to corporations and other business customers. Loans are provided for a variety of business purposes, including financing for commercial and industrial projects, income-producing commercial real estate, owner-occupied real estate and construction and land development. City National provides banking services to consumers, including checking, savings and money market accounts as well as certificates of deposit and individual retirement accounts. City National also provides mortgage banking services.

AI analysis of City Holding Co (CHCO)

hold

City Holding Co is currently a hold. The stock is priced at $143.46, with a forward P/E of 16.42, which is relatively reasonable compared to its earnings growth. However, the RSI is at 37.77, indicating that the stock is nearing oversold territory, suggesting potential for a rebound. The recent earnings report showed a GAAP EPS of $2.35, which was above the estimate of $2.22, indicating strong performance. However, the stock has seen a slight decline of 0.71% over the past five days, which may indicate short-term weakness. The main risk is the high debt-to-equity ratio of 65.21%, which could impact financial flexibility in a rising interest rate environment.

Analyst Ratings (5)

-9.38% downside
Hold
0 Buy
5 Hold
0 Sell
Current: 143.46
Low
125.00
Average
130.00
High
135.00

Piper Sandler

2026-01-23

Price Target

$130

Neutral

Piper Sandler

2025-12-03

Price Target

$125

Neutral

DA Davidson

2025-07-24

Price Target

$137

Neutral

Keefe Bruyette

2025-07-23

Price Target

$135

Market Perform

Piper Sandler

2025-01-24

Price Target

$125

Hold

Valuation Metrics

The current forward P/E ratio for City Holding Co (CHCO) is 16.42, compared to its 5-year average forward P/E of 14.25.

Forward P/E

Overvalued
5Y Average P/E
14.25
Current P/E
16.42
Overvalued
15.95
Undervalued
12.55

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.91
Current EV/EBITDA
12.36
Overvalued
6.92
Undervalued
-3.09

Forward P/S

Overvalued
5Y Average P/S
5.27
Current P/S
5.98
Overvalued
5.73
Undervalued
4.81

Alphio AI Price Scenarios for CHCO

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CHCO

$154.30

Scenario price

B

Base

Base · 50%CHCO

$137.33

Scenario price

B

Bear

Bear · 25%CHCO

$120.15

Scenario price

Whales holding CHCO

E

E. S. Barr & Company

+ HoldingCHCO

+3.30%

3M Return

A

Axxcess Wealth Management, LLC

+ HoldingCHCO

-0.23%

3M Return

Events Timeline

2026-07-22 (ET)

08:00:00

Company Reports Tangible Book Value Per Share at $46.40

2026-04-23 (ET)

07:40:00

Company Reports Tangible Book Value Per Share of $45.14

2026-03-25 (ET)

18:10:00

City Holding Authorizes Buyback of 1M Common Shares

2026-01-21 (ET)

07:50:00

City Bank Reports Q4 Tangible Book Value per Share of $45.41

2025-10-22 (ET)

07:35:47

City Holding announces Q3 earnings per share of $2.41, surpassing consensus estimate of $2.15.

News

CHCO FAQ — answered by Alphio AI

City Holding Company is a financial holding company. The Company conducts its principal activities through its wholly owned subsidiary, City National Bank of West Virginia (City National). City National provides banking, wealth and investment management and other financial solutions through its network of 96 bank branches and 934 full-time equivalent associates located in West Virginia, Kentucky, Virginia and southeastern Ohio. City National offers a full range of commercial banking services to corporations and other business customers. Loans are provided for a variety of business purposes, including financing for commercial and industrial projects, income-producing commercial real estate, owner-occupied real estate and construction and land development. City National provides banking services to consumers, including checking, savings and money market accounts as well as certificates of deposit and individual retirement accounts. City National also provides mortgage banking services. It operates in the Financials sector (NATIONAL COMMERCIAL BANKS industry).

City Holding Co is currently a hold. The stock is priced at $143.46, with a forward P/E of 16.42, which is relatively reasonable compared to its earnings growth. However, the RSI is at 37.77, indicating that the stock is nearing oversold territory, suggesting potential for a rebound. The recent earnings report showed a GAAP EPS of $2.35, which was above the estimate of $2.22, indicating strong performance. However, the stock has seen a slight decline of 0.71% over the past five days, which may indicate short-term weakness. The main risk is the high debt-to-equity ratio of 65.21%, which could impact financial flexibility in a rising interest rate environment.

5 analysts cover CHCO: 0 rate it Buy, 5 Hold and 0 Sell. The average price target is 130.00.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

Get Started