Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc. (BFH) Price Prediction & Forecast

$105.740

-2.242 (-2.12%)At close

Price Predictions

1-Day Price Prediction
+3.55%
1-Week Prediction
+6.59%
1-Month Prediction
2026 Prediction
2030 Prediction

Open in app to unlock longer-horizon forecasts.

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BFH Prediction & Forecast by Similar Chart Analysis

Alphio's BFH stock price prediction model matches the current Bread Financial Holdings, Inc. tape against historical breakout patterns, then publishes 1-day and 1-week targets first. The 1-day print is $109.49 (+3.55%). The 1-week path is $112.71 (+6.59%). Longer windows use the same pattern set plus seasonality; the 1-month and multi-year forecasts sit behind unlock because they include precise min / avg / max bands.

Should I Buy Bread Financial Holdings, Inc. Stock?

Bread Financial Holdings Inc is a good buy right now due to its current price of $105.74 being significantly lower than the analyst price targets, which range from $119 to $130. Additionally, the company has shown strong financial performance with a gross margin of 81.30% in Q2 2026 and a forward P/E ratio of 10.15, indicating potential for growth. However, a key risk is the delinquency rate of 5.25%, which is higher than competitors, suggesting a need for caution regarding credit quality.

BFH stock price ended at $105.74 on Friday, after losing -2.12%

Bread Financial Holdings, Inc. (BFH) last closed at $105.74, losing -2.12%. These facts feed the 1-day and 1-week BFH price prediction above.

Forecast Drivers

Bread Financial Holdings, Inc. (BFH) forecast drivers combine similar chart patterns, seasonality, and moving averages.

Similar patterns

Positive

Bullish

Seasonality

Positive

Bullish

SMA 20

Negative

Bearish

SMA 200

Positive

Bullish

Similar Chart Patterns

Stocks whose recent price path most closely matches BFH, ranked by similarity.

Seasonality analysis for BFH

Historically the probability of a positive August return for BFH is 79.37%. December offers the highest probability of a positive month at 100.00%, while March is the weakest seasonal window. Alphio blends this calendar with technical signals and similar chart pattern matching before it writes the forecast.

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10-year price projections for BFH

MonthMin PriceAvg PriceMax PricePotential ROI
Aug 2026$39.04$49.22$58.21-53.45%
Sep 2026$38.57$42.70$51.30-59.62%
Oct 2026$44.43$46.22$54.62-56.29%
Nov 2026$32.83$42.18$45.76-60.11%
Dec 2026$46.49$49.41$53.02-53.27%

In 2026, Bread Financial Holdings, Inc. (BFH) is projected to range from $32.83 to $58.21.

Bread Financial Holdings, Inc. 2026 monthly forecast

Aug 2026 BFH forecast
Potential ROI: -53.45%

In Aug 2026, Bread Financial Holdings, Inc. is projected to average $49.22, with a low of $39.04 and high of $58.21.

Sep 2026 BFH forecast
Potential ROI: -59.62%

In Sep 2026, Bread Financial Holdings, Inc. is projected to average $42.70, with a low of $38.57 and high of $51.30.

Oct 2026 BFH forecast
Potential ROI: -56.29%

In Oct 2026, Bread Financial Holdings, Inc. is projected to average $46.22, with a low of $44.43 and high of $54.62.

Nov 2026 BFH forecast
Potential ROI: -60.11%

In Nov 2026, Bread Financial Holdings, Inc. is projected to average $42.18, with a low of $32.83 and high of $45.76.

Dec 2026 BFH forecast
Potential ROI: -53.27%

In Dec 2026, Bread Financial Holdings, Inc. is projected to average $49.41, with a low of $46.49 and high of $53.02.

This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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