Credicorp Ltd

Credicorp Ltd (BAP) Stock Analysis

$390.260

+1.834 (+0.47%)At close

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High
395.000
Open
388.290
VWAP
391.18
Volume
417.61K
Mkt Cap
12.64B
Low
388.290
Amount
163.36M
EV/EBITDA, TTM
4.56

Credicorp Ltd is a Peru-based financial services holding company. The Company is organized into four lines of business: Universal Banking, Insurance and Pensions that mainly serve the overall Peruvian market, Microfinance and Investment Banking and Wealth Management that have a strong presence in Latin America. The Company has leveraged its franchises and has consolidated into a Group with more than 36,000 employees and operations mainly in six countries: Peru, Bolivia, Colombia, Chile, Panama and the United States.

AI analysis of Credicorp Ltd (BAP)

Buy

Credicorp Ltd is a good buy right now due to its current price of $381.21, which is significantly below the analyst price target of $482 from JPMorgan, indicating a potential upside of 26.5%. Additionally, the forward P/E ratio of 10.09 suggests that the stock is reasonably valued given its growth prospects. However, a key risk is the El Nino impact on Colombian banks, which could affect overall performance.

Analyst Ratings (13)

-17.23% Downside
Buy
8 Buy
5 Hold
0 Sell
Current: 390.26
Low
264.00
Average
323.00
High
412.00

JPMorgan

2026-09-16

Price Target

$482

Overweight

Morgan Stanley

2026-06-17

Price Target

$480

Overweight

BofA

2026-06-15

Price Target

$408

Buy

JPMorgan

2026-06-14

Price Target

$415

Neutral

JPMorgan

2026-05-28

Price Target

$415

Overweight

Valuation Metrics

The current forward P/E ratio for Credicorp Ltd (BAP) is 10.09, compared to its 5-year average forward P/E of 9.27.

Forward P/E

Fair
5Y Average P/E
9.27
Current P/E
10.09
Overvalued
10.85
Undervalued
7.68

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
0.65
Current EV/EBITDA
4.56
Overvalued
2.16
Undervalued
-0.86

Forward P/S

Strongly Overvalued
5Y Average P/S
2.56
Current P/S
3.59
Overvalued
3.05
Undervalued
2.08

Whales holding BAP

S

Seafarer Capital Partners, LLC

+ HoldingBAP

+12.43%

3M Return

I

Itau USA Asset Management Inc.

+ HoldingBAP

+9.99%

3M Return

M

Mercer Investments LLC

+ HoldingBAP

+8.03%

3M Return

R

RWC Partners Limited

+ HoldingBAP

+7.31%

3M Return

W

William Blair Investment Management, LLC

+ HoldingBAP

+7.07%

3M Return

K

Kepler Cheuvreux SA

+ HoldingBAP

+6.69%

3M Return

Events Timeline

2026-02-27 (ET)

07:40:00

Credicorp Nominates New Directors for 2026 Shareholder Meeting

2026-01-20 (ET)

16:50:00

Credicorp's Subsidiary Tenpo Receives Chile's First Digital Banking License

2025-12-30 (ET)

13:50:00

Credicorp Acquires 100% of Helm Bank USA for $180M

News

BAP FAQ — answered by Alphio AI

Credicorp Ltd is a Peru-based financial services holding company. The Company is organized into four lines of business: Universal Banking, Insurance and Pensions that mainly serve the overall Peruvian market, Microfinance and Investment Banking and Wealth Management that have a strong presence in Latin America. The Company has leveraged its franchises and has consolidated into a Group with more than 36,000 employees and operations mainly in six countries: Peru, Bolivia, Colombia, Chile, Panama and the United States. It operates in the Financials sector (COMMERCIAL BANKS, NOT ELSEWHERE CLASSIFIED industry).

Credicorp Ltd is a good buy right now due to its current price of $381.21, which is significantly below the analyst price target of $482 from JPMorgan, indicating a potential upside of 26.5%. Additionally, the forward P/E ratio of 10.09 suggests that the stock is reasonably valued given its growth prospects. However, a key risk is the El Nino impact on Colombian banks, which could affect overall performance.

13 analysts cover BAP: 8 rate it Buy, 5 Hold and 0 Sell. The average price target is 323.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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