Banco de Chile

Banco de Chile (BCH) Stock Analysis

$39.040

-0.059 (-0.15%)At close

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High
39.180
Open
38.880
VWAP
38.93
Volume
572.50K
Mkt Cap
11.40B
Low
38.560
Amount
22.29M
EV/EBITDA, TTM
0.00

Banco de Chile is a full service financial institution, which is engaged in providing credit and non-credit products and services in Chile. The Bank offers a range of banking services to its customers, ranging from individuals to corporations. The Bank's segments include Retail, which focuses on individuals and small and medium-sized companies, where the product offering focuses on consumer loans, commercial loans, checking accounts, credit cards, credit lines and mortgage loans; Wholesale, which focuses on corporate clients and companies, where the product offering focuses on commercial loans, checking accounts and liquidity management services, debt instruments, foreign trade, derivative contracts and leases; Treasury, which includes the associated revenues to the management of the investment portfolio and the business of financial transactions and currency trading, and Subsidiaries, which corresponds to companies and corporations controlled by the Bank.

AI analysis of Banco de Chile (BCH)

Hold

Banco de Chile (BCH) is currently trading at $38.89, which is below the analyst price target of $44, indicating potential upside. However, the RSI is at 41.888, suggesting the stock is nearing oversold territory but not yet a strong buy signal. The bank reported a net income growth of 20.9% year-on-year for Q2 2026, which is impressive, but it has also downgraded its loan growth guidance to 6% from 7%, reflecting caution about future economic conditions. Therefore, while there is potential for recovery, the cautious outlook and current technical indicators suggest holding rather than buying at this time.

Analyst Ratings (9)

+2.46% upside
Hold
1 Buy
8 Hold
0 Sell
Current: 39.04
Low
36.00
Average
40.00
High
48.00

JPMorgan

2026-10-06

Price Target

$44

Neutral

JPMorgan

2026-08-07

Price Target

$45

Neutral

JPMorgan

2026-03-30

Price Target

$42

Neutral

UBS

2026-02-06

Price Target

$48

Neutral

JPMorgan

2026-01-16

Price Target

$36

Neutral

Valuation Metrics

The current forward P/E ratio for Banco de Chile (BCH) is 15.17, compared to its 5-year average forward P/E of 11.30.

Forward P/E

Fair
5Y Average P/E
11.30
Current P/E
15.17
Overvalued
16.86
Undervalued
5.75

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
0.30
Current EV/EBITDA
0.00
Overvalued
1.54
Undervalued
-0.94

Forward P/S

Strongly Undervalued
5Y Average P/S
2.97
Current P/S
0.01
Overvalued
4.41
Undervalued
1.54

Whales holding BCH

I

Itau USA Asset Management Inc.

+ HoldingBCH

+11.48%

3M Return

E

Empowered Funds, LLC

+ HoldingBCH

+7.38%

3M Return

L

LarrainVial Asset Management Administradora General de Fondos SA

+ HoldingBCH

+4.85%

3M Return

S

Santander Asset Management SA SGIIC

+ HoldingBCH

+1.44%

3M Return

T

TT International Asset Management Ltd

+ HoldingBCH

-0.93%

3M Return

Q

Quiñenco SA

+ HoldingBCH

-2.74%

3M Return

BCH FAQ — answered by Alphio AI

Banco de Chile is a full service financial institution, which is engaged in providing credit and non-credit products and services in Chile. The Bank offers a range of banking services to its customers, ranging from individuals to corporations. The Bank's segments include Retail, which focuses on individuals and small and medium-sized companies, where the product offering focuses on consumer loans, commercial loans, checking accounts, credit cards, credit lines and mortgage loans; Wholesale, which focuses on corporate clients and companies, where the product offering focuses on commercial loans, checking accounts and liquidity management services, debt instruments, foreign trade, derivative contracts and leases; Treasury, which includes the associated revenues to the management of the investment portfolio and the business of financial transactions and currency trading, and Subsidiaries, which corresponds to companies and corporations controlled by the Bank. It operates in the Financials sector (COMMERCIAL BANKS, NOT ELSEWHERE CLASSIFIED industry).

Banco de Chile (BCH) is currently trading at $38.89, which is below the analyst price target of $44, indicating potential upside. However, the RSI is at 41.888, suggesting the stock is nearing oversold territory but not yet a strong buy signal. The bank reported a net income growth of 20.9% year-on-year for Q2 2026, which is impressive, but it has also downgraded its loan growth guidance to 6% from 7%, reflecting caution about future economic conditions. Therefore, while there is potential for recovery, the cautious outlook and current technical indicators suggest holding rather than buying at this time.

9 analysts cover BCH: 1 rate it Buy, 8 Hold and 0 Sell. The average price target is 40.00.

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This page is for research only and is not investment advice. Models can be wrong. Past performance does not guarantee future results.

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