USCB Financial Holdings Inc

USCB Financial Holdings Inc(USCB)の株式分析

$22.720

+0.470 (+2.07%)終値時点

Loading chart…
High
22.985
Open
22.390
VWAP
22.65
Vol
79.01K
Mkt Cap
243.53M
Low
22.240
Amount
1.79M
EV/EBITDA, TTM
9.52

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank (the Bank). The Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. The Bank focuses on serving small-to-medium sized businesses (SMBs) and catering to the needs of local business owners, entrepreneurs and professionals in South Florida. In addition to its traditional commercial banking services, it also offers certain specialty banking products, services and solutions designed for small businesses, homeowner associations, law firms, medical practices and other professional services firms, and global banking services. Its specialty banking offerings include small business administration (SBA) lending, yacht lending, homeowner association services, and jurist advantage and private client group services, among others.

AI analysis of USCB Financial Holdings Inc (USCB)

buy

USCB Financial Holdings Inc is a good buy right now due to its current price of $22.42, which is below the analyst price target of $24 to $27, indicating potential upside. Additionally, the company reported a strong Q2 with a net income of $9.1 million and an EPS of $0.49, reflecting consistent profitability. However, a risk to consider is the insider selling activity, which has increased by 212.19% over the last month, indicating potential concerns among insiders.

バリュエーション指標

The current forward P/E ratio for USCB Financial Holdings Inc (USCB) is 11.45, compared to its 5-year average forward P/E of 11.43.

Forward P/E

Fair
5Y Average P/E
11.43
Current P/E
11.45
割高
12.96
割安
9.90

Forward EV/EBITDA

Strongly Overvalued
5Y Average EV/EBITDA
1.36
Current EV/EBITDA
9.52
割高
5.04
割安
-2.31

Forward P/S

Fair
5Y Average P/S
3.44
Current P/S
3.32
割高
4.12
割安
2.77

Alphio AI Price Scenarios for USCB

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%USCB

$22.88

シナリオ価格

B

Base

Base · 50%USCB

$21.16

シナリオ価格

B

Bear

Bear · 25%USCB

$14.91

シナリオ価格

Whales holding USCB

N

North Reef Capital Management LP

+ HoldingUSCB

+8.53%

3M Return

イベントタイムライン

2026-07-23 (ET)

17:00:00

Company Reports Q2 Revenue of $27.947M

2026-06-01 (ET)

16:50:00

USCB Financial Appoints Sergio Garrido as Chief Credit Officer

2026-04-23 (ET)

16:50:00

Company Reports Q1 Revenue of $26.18M, Beating Expectations

2026-01-22 (ET)

16:40:00

Company Reports Q4 Revenue of $25.53M, Below Expectations

2026-01-20 (ET)

16:40:00

USCB Financial Declares $0.125 Dividend per Share

ニュース

USCB FAQ — answered by Alphio AI

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank (the Bank). The Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. The Bank focuses on serving small-to-medium sized businesses (SMBs) and catering to the needs of local business owners, entrepreneurs and professionals in South Florida. In addition to its traditional commercial banking services, it also offers certain specialty banking products, services and solutions designed for small businesses, homeowner associations, law firms, medical practices and other professional services firms, and global banking services. Its specialty banking offerings include small business administration (SBA) lending, yacht lending, homeowner association services, and jurist advantage and private client group services, among others. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

USCB Financial Holdings Inc is a good buy right now due to its current price of $22.42, which is below the analyst price target of $24 to $27, indicating potential upside. Additionally, the company reported a strong Q2 with a net income of $9.1 million and an EPS of $0.49, reflecting consistent profitability. However, a risk to consider is the insider selling activity, which has increased by 212.19% over the last month, indicating potential concerns among insiders.

本ページは調査目的であり、投資助言ではありません。モデルは誤ることがあります。過去の実績は将来の成果を保証しません。

無料で始める