SHF Holdings Inc (SHFS) FinancialsSHFSFinancialSHF Holdings Inc

SHF Holdings Inc (SHFS) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Deposit, activity, onboarding income, accounting for 54.7% of total sales, equivalent to $1.01M. Other significant revenue streams include Loan interest income and Investment income. Understanding this composition is critical for investors evaluating how SHFS navigates market cycles within the Banks industry.

Evaluating the bottom line, SHF Holdings Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at -53.05%, while the net margin is -78.21%. These profitability ratios, combined with a Return on Equity (ROE) of N/A, provide a clear picture of how effectively SHFS converts its operational activities into shareholder value.

In the context of the broader market, SHFS competes directly with industry leaders such as PFSA and VRAX. With a market capitalization of $2.11M, it holds a significant position in the sector. When comparing efficiency, SHFS's gross margin of N/A stands against PFSA's N/A and VRAX's 80.04%. Such benchmarking helps identify whether SHF Holdings Inc is trading at a premium or discount relative to its financial performance.

SHF Holdings has shown limited revenue growth, with Q1 2026 revenue at $1.98 million, reflecting only a 2.6% year-over-year increase. However, the company has faced widening net losses, including a net loss of approximately $1.8 million in Q1 2026, indicating significant challenges in cost control and profitability.