Pagaya Technologies Ltd

Pagaya Technologies Ltd(PGY)の株式分析

$20.940

-0.771 (-3.68%)終値時点

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High
21.470
Open
21.025
VWAP
21.03
Vol
1.70M
Mkt Cap
899.01M
Low
20.680
Amount
35.80M
EV/EBITDA, TTM
5.13

Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.

pagaya.com

AI analysis of Pagaya Technologies Ltd (PGY)

buy

Pagaya Technologies Ltd is a good buy right now due to its recent strong earnings report, which showed a non-GAAP EPS of $1.07, significantly beating the consensus estimate of $0.72. Additionally, the forward P/E ratio is an attractive 6.105, indicating potential for growth relative to its earnings. The stock has also demonstrated a positive momentum with a 14.06% increase over the past 20 days, suggesting a recovery trend. However, a key risk is its 1-year change of -39.55%, indicating volatility and potential market skepticism about its long-term profitability.

バリュエーション指標

The current forward P/E ratio for Pagaya Technologies Ltd (PGY) is 6.34, compared to its 5-year average forward P/E of -34.14.

Forward P/E

Fair
5Y Average P/E
-34.14
Current P/E
6.34
割高
128.83
割安
-197.12

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
-18.52
Current EV/EBITDA
5.13
割高
103.16
割安
-140.20

Forward P/S

Fair
5Y Average P/S
1.49
Current P/S
1.08
割高
4.40
割安
-1.42

Alphio AI Price Scenarios for PGY

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%PGY

$25.21

シナリオ価格

B

Base

Base · 50%PGY

$22.17

シナリオ価格

B

Bear

Bear · 25%PGY

$18.65

シナリオ価格

Whales holding PGY

A

Aquamarine Financial (Cayman) Ltd

+ HoldingPGY

+2.17%

3M Return

イベントタイムライン

2026-07-30 (ET)

07:30:00

Q2 Revenue of $365.6M Exceeds Expectations

07:30:00

Sees Q3 Adjusted EBITDA of $120M to $130M

07:30:00

Sees FY26 Adjusted EBITDA of $460M-$490M

2026-06-15 (ET)

09:00:00

Pagaya Closes $800M Personal Loan ABS Transaction

2026-06-07 (ET)

17:50:00

Asana Short Interest Rises to 35.8%

ニュース

PGY FAQ — answered by Alphio AI

Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world. It operates in the Technology sector (FINANCE SERVICES industry).

Pagaya Technologies Ltd is a good buy right now due to its recent strong earnings report, which showed a non-GAAP EPS of $1.07, significantly beating the consensus estimate of $0.72. Additionally, the forward P/E ratio is an attractive 6.105, indicating potential for growth relative to its earnings. The stock has also demonstrated a positive momentum with a 14.06% increase over the past 20 days, suggesting a recovery trend. However, a key risk is its 1-year change of -39.55%, indicating volatility and potential market skepticism about its long-term profitability.

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