OFG Bancorp（OFG）の財務OFGOFG Bancorp

OFG Bancorp (OFG) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Retail Banking, accounting for 97.8% of total sales, equivalent to $101.11M. Other significant revenue streams include Treasury and Wealth Management. Understanding this composition is critical for investors evaluating how OFG navigates market cycles within the Banks industry.

Evaluating the bottom line, OFG Bancorp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 42.64%, while the net margin is 31.35%. These profitability ratios, combined with a Return on Equity (ROE) of 16.08%, provide a clear picture of how effectively OFG converts its operational activities into shareholder value.

In the context of the broader market, OFG competes directly with industry leaders such as INTR and HAPN. With a market capitalization of $2.28B, it holds a significant position in the sector. When comparing efficiency, OFG's gross margin of N/A stands against INTR's N/A and HAPN's 74.51%. Such benchmarking helps identify whether OFG Bancorp is trading at a premium or discount relative to its financial performance.

OFG Bancorp has shown consistent revenue growth, with Q2 2026 revenue at $187.5 million and a net income of $58.8 million, reflecting a solid net margin of 31.35%. The company also has a strong return on equity (ROE) of 16.08%.