Nelnet Inc（NNI）の財務NNINelnet Inc

Nelnet, Inc. (NNI) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Government loan servicing, accounting for 29.7% of total sales, equivalent to $74.64M. Other significant revenue streams include Education Technology And Services and Payment Processing. Understanding this composition is critical for investors evaluating how NNI navigates market cycles within the Consumer Lending industry.

Evaluating the bottom line, Nelnet, Inc. maintains a gross margin of 68.15%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 12.99%, while the net margin is 9.03%. These profitability ratios, combined with a Return on Equity (ROE) of 8.08%, provide a clear picture of how effectively NNI converts its operational activities into shareholder value.

In the context of the broader market, NNI competes directly with industry leaders such as ENVA and OTF. With a market capitalization of $4.56B, it holds a leading position in the sector. When comparing efficiency, NNI's gross margin of 68.15% stands against ENVA's 100.00% and OTF's N/A. Such benchmarking helps identify whether Nelnet, Inc. is trading at a premium or discount relative to its financial performance.

Nelnet's gross margin has been strong, reaching 68.15% in Q2 2026, and its forward P/E ratio of 13.0548 suggests reasonable valuation. However, the recent earnings miss indicates profitability challenges.