NMI Holdings Inc

NMI Holdings Inc(NMIH)の株式分析

$44.810

+0.009 (+0.02%)終値時点

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High
45.290
Open
45.030
VWAP
44.91
Vol
500.20K
Mkt Cap
2.68B
Low
44.625
Amount
22.46M
EV/EBITDA, TTM
6.06

NMI Holdings, Inc. provides mortgage insurance (MI), through its wholly owned insurance subsidiaries, National Mortgage Insurance Corporation (NMIC) and National Mortgage Reinsurance Inc. One (Re One). NMIC is its primary insurance subsidiary and is licensed to write MI coverage in all 50 states and District of Columbia (D.C.). Its subsidiary, NMI Services, Inc. (NMIS), provides outsourced loan review services to mortgage loan originators. Primary MI provides default protection on individual mortgage loans at specified coverage percentages. All its primary insurance is written on first-lien mortgage loans, with nearly all secured by owner-occupied single-family homes (defined as one-to-four family homes and condominiums). It offers outsourced loan review services to mortgage originators through NMIS. It also offers post-close underwriting reviews, which the Company refers to as independent validations, for both non-delegated and delegated loans.

AI analysis of NMI Holdings Inc (NMIH)

hold

NMI Holdings Inc is currently a hold. The stock's current price is $44.81, which is below the average analyst price target of $48, indicating potential upside. However, the RSI is at 38.435, suggesting the stock is nearing oversold conditions, which could lead to a price rebound. The main risk is the recent downgrade by Keefe Bruyette, which reflects concerns over valuation after a 25% increase in shares since June.

Analyst Ratings (8)

+0.42% upside
Buy
6 Buy
2 Hold
0 Sell
Current: 44.81
安値
43.00
平均
45.00
高値
48.00

Keefe Bruyette

2026-08-02

目標株価

$47

Market Perform

JPMorgan

2026-07-31

目標株価

$50

Overweight

Keefe Bruyette

2026-06-25

目標株価

$47

Outperform

BofA

2026-04-21

目標株価

$49

Buy

Keefe Bruyette

2026-04-10

目標株価

$50

Outperform

バリュエーション指標

The current forward P/E ratio for NMI Holdings Inc (NMIH) is 8.56, compared to its 5-year average forward P/E of 7.17.

Forward P/E

Overvalued
5Y Average P/E
7.17
Current P/E
8.56
割高
8.07
割安
6.27

Forward EV/EBITDA

Fair
5Y Average EV/EBITDA
-2.31
Current EV/EBITDA
6.06
割高
16.49
割安
-21.11

Forward P/S

Overvalued
5Y Average P/S
3.76
Current P/S
4.29
割高
4.26
割安
3.27

Alphio AI Price Scenarios for NMIH

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%NMIH

$52.27

シナリオ価格

B

Base

Base · 50%NMIH

$45.64

シナリオ価格

B

Bear

Bear · 25%NMIH

$45.30

シナリオ価格

Whales holding NMIH

D

Donald Smith & Co., Inc.

+ HoldingNMIH

+13.02%

3M Return

E

Edgestream Partners, L.P.

+ HoldingNMIH

+3.23%

3M Return

イベントタイムライン

2026-07-30 (ET)

16:30:00

National MI Reports Q2 Revenue of $187.89M, Beating Expectations

2026-04-30 (ET)

16:30:00

National MI Reports Q1 Revenue of $183.48M

2026-02-10 (ET)

16:10:00

National MI Reports Q4 Revenue of $180.7M

2025-11-04 (ET)

16:28:00

NMI Holdings announces Q3 adjusted EPS of $1.22, surpassing consensus estimate of $1.21

ニュース

NMIH FAQ — answered by Alphio AI

NMI Holdings, Inc. provides mortgage insurance (MI), through its wholly owned insurance subsidiaries, National Mortgage Insurance Corporation (NMIC) and National Mortgage Reinsurance Inc. One (Re One). NMIC is its primary insurance subsidiary and is licensed to write MI coverage in all 50 states and District of Columbia (D.C.). Its subsidiary, NMI Services, Inc. (NMIS), provides outsourced loan review services to mortgage loan originators. Primary MI provides default protection on individual mortgage loans at specified coverage percentages. All its primary insurance is written on first-lien mortgage loans, with nearly all secured by owner-occupied single-family homes (defined as one-to-four family homes and condominiums). It offers outsourced loan review services to mortgage originators through NMIS. It also offers post-close underwriting reviews, which the Company refers to as independent validations, for both non-delegated and delegated loans. It operates in the Financials sector (SURETY INSURANCE industry).

NMI Holdings Inc is currently a hold. The stock's current price is $44.81, which is below the average analyst price target of $48, indicating potential upside. However, the RSI is at 38.435, suggesting the stock is nearing oversold conditions, which could lead to a price rebound. The main risk is the recent downgrade by Keefe Bruyette, which reflects concerns over valuation after a 25% increase in shares since June.

8 analysts cover NMIH: 6 rate it Buy, 2 Hold and 0 Sell. The average price target is 45.00.

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