ING Groep NV（ING）のニュースとイベントINGING Groep NV

Microsoft's Strong Earnings Boosts Stock Futures Rebound

Stock futures are rebounding Thursday after Wednesday's volatile session, as a strong earnings report from Microsoft helped restore confidence in the artificial intelligence trade and offset lingering uncertainty following the Federal Reserve's latest policy decision.The Federal Reserve left interest rates unchanged on Wednesday, as widely expected, but markets were unsettled by signs of growing disagreement among policymakers and Fed Chair Kevin Warsh's reluctance to provide clear forward guidance on the path of monetary policy. Treasury yields climbed following the decision, with the 30-year Treasury yield reaching its highest level in nearly two decades, reflecting persistent concerns about inflation and the outlook for rates.Corporate earnings remain the primary catalyst for markets. Microsoft shares are surging in premarket trading after the software giant reported stronger-than-expected quarterly results, projected robust current-quarter sales and cloud growth, and reassured investors with a lower-than-feared capital expenditure outlook. The results helped ease recent concerns that soaring AI-related spending was outpacing returns. Not all technology earnings were well received, however, as Meta Platforms is trading sharply lower after reporting a steep decline in free cash flow tied to heavy AI investment.In pre-market trading, S&P 500 futures rose 0.58%, Nasdaq futures rose 1.60% and Dow futures rose 0.35%.Check out this morning's top movers from around Wall Street, compiled by The Fly.HIGHER -MarketAxessup 30% after Intercontinental Exchangeannounced a definitive agreement to acquire the company for $167 per share in cashUP AFTER EARNINGS -Baxterup 14%Quanta Servicesup 13%Lam Researchup 13%Fortinetup 12%Microsoftup 9%Chipotleup 7%ING Groepup 5%Lloyds Bankingup 4%Starbucksup 4%Oil Statesup 3%Shellup 2%Wescoup 1%Bristol Myersup 1%DOWN AFTER EARNINGS -Teladocdown 19%Meta Platformsdown 9%Sirius XMdown 8%Check Pointdown 8%Carvanadown 8%AMC Networksdown 6%Norwegian Cruise Linedown 6%Sanofidown 5%Altria Groupdown 3%Qualcommdown 3%AB InBevdown 2%

ING Reports €2.92B Pre-Tax Profit in H1, Up 23%

Reports profit before tax of EUR 2.92B, up 23% year-on-year and 29% quarter-on-quarter. Reports NIM 1.44%; CET1 ratio 13.1%. "ING has had an excellent second quarter of 2026, with strong results across all business lines as more customers did more business with us," said Steven van Rijswijk, CEO. "These results reflect the continued progress we are making and show that we are successfully supporting our clients and customers during this period of ongoing uncertainty. During the quarter, more customers have chosen to bank with ING, with our mobile primary customer base growing by 377,000, with strong contributions from the Netherlands, Germany and Spain. Total income was 10% higher and the net result has increased 16% year-on-year, supported by growth in both interest and fee income, reflecting our strong commercial momentum across the franchise.In Retail Banking, lending has grown by EUR 12.1B, or 9% on an annualised basis. We have helped more people finance their homes, leading to a EUR 7.1B growth in mortgages, especially in the Netherlands, Germany, Italy and Australia. We have also extended more loans to our Business Banking clients, resulting in lending growth of EUR 4.2B. And customers have continued to entrust more of their savings to us, supported by successful deposit gathering campaigns across several markets and resulting in EUR 16.7B Retail deposits growth, or 10% on an annualised basis. Retail fee income has grown by 16% year-on-year, benefiting from our growing customer base and increased customer activity. We also continued to help more customers invest for their future. The number of active investment product customers has increased by 110,000 in the quarter, with strong growth in Germany in particular, and total assets under management have grown 27% year on year to EUR 322B, partially supported by the full consolidation of Polish asset manager TFI, after acquiring the remaining stake. To further accelerate our growth in Private Banking, we have announced a strategic investment in leading Spanish wealth manager Singular Bank, which will strengthen our position in one of Europe's largest wealth markets. The transaction is expected to close in the first quarter of 2027. In Wholesale Banking, we have seen strong performance across Lending, Daily Banking & Trade Finance, and Financial Markets. Quarterly lending growth was EUR 3B, or 6% on an annualised basis, mainly driven by consistent demand for financing from our clients as well as growth in Transaction Services. We also improved capital efficiency, reducing risk-weighted assets despite continued lending growth. Wholesale Banking fee income has increased 11% year-on-year, as we continue to support more clients in their investment needs. Expenses increased, mainly reflecting wage inflation and continued investments to support business growth, including marketing expenses. Risk costs have remained below the through-the-cycle average at 15 basis points of average customer lending. Return on tangible equity was 17.0% in the second quarter, bringing the four-quarter rolling average to 14.5%. Our CET1 ratio was 13.1%, which includes the EUR 1B RWA relief from another significant risk-transfer transaction completed during the quarter. As we continue to support our clients in their transition to a more sustainable future, we financed EUR 86.5B in sustainable volume mobilised in the first half of 2026. Furthermore, we helped more customers finance energy-efficient homes and provided more financing for home renovations aimed at improving energy efficiency. Looking ahead, we remain well positioned to support our customers and clients, as we build on our strong momentum and disciplined strategic execution. We thank our employees for their dedication and contribution to these results."

ING Reports Q2 CET1 Capital Ratio at 13.1%

Reports Q2 CET1 capital ratio 13.1%. The company said, "ING has had an excellent second quarter of 2026, with strong results across all business lines as more customers did more business with us," said Steven van Rijswijk, CEO of ING. "These results reflect the continued progress we are making and show that we are successfully supporting our clients and customers during this period of ongoing uncertainty."