Horizon Bancorp Inc（HBNC）の財務HBNCHorizon Bancorp Inc

Evaluating the bottom line, Horizon Bancorp Inc maintains a gross margin of 73.58%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 33.28%, while the net margin is 27.83%. These profitability ratios, combined with a Return on Equity (ROE) of 15.69%, provide a clear picture of how effectively HBNC converts its operational activities into shareholder value.

In the context of the broader market, HBNC competes directly with industry leaders such as CCNE and MBWM. With a market capitalization of $1.01B, it holds a significant position in the sector. When comparing efficiency, HBNC's gross margin of 73.58% stands against CCNE's N/A and MBWM's N/A. Such benchmarking helps identify whether Horizon Bancorp Inc is trading at a premium or discount relative to its financial performance.

Horizon Bancorp has shown a significant increase in its net interest margin, reaching 4.37% in Q2 2026, which is an improvement from 4.29% in Q1. Additionally, the company reported a net income of 26,168,000 USD in Q1 2026 and 24,908,000 USD in Q2 2026, showcasing a recovery from previous losses.