Fair Isaac Corp（FICO）の財務FICOFair Isaac Corp

Fair Isaac Corporation (FICO) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Scores, accounting for 68.1% of total sales, equivalent to $458.90M. Another important revenue stream is Software. Understanding this composition is critical for investors evaluating how FICO navigates market cycles within the Software industry.

Evaluating the bottom line, Fair Isaac Corporation maintains a gross margin of 87.09%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 53.79%, while the net margin is 35.18%. These profitability ratios, combined with a Return on Equity (ROE) of N/A, provide a clear picture of how effectively FICO converts its operational activities into shareholder value.

In the context of the broader market, FICO competes directly with industry leaders such as EFX and TRU. With a market capitalization of $24.91B, it holds a leading position in the sector. When comparing efficiency, FICO's gross margin of 87.09% stands against EFX's 43.33% and TRU's 46.16%. Such benchmarking helps identify whether Fair Isaac Corporation is trading at a premium or discount relative to its financial performance.

FICO's gross margin has improved significantly, reaching 87.09% in Q3 2026, up from 80.24% in Q4 2024, indicating strong operational efficiency. However, the company's total equity has been negative, reaching -4.1 billion USD in Q3 2026, raising concerns about financial stability.