Citizens & Northern Corp

Citizens & Northern Corp(CZNC)の株式分析

$25.540

+0.051 (+0.20%)終値時点

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High
25.830
Open
25.590
VWAP
25.62
Vol
68.64K
Mkt Cap
266.01M
Low
25.480
Amount
1.76M
EV/EBITDA, TTM
0.00

Citizens & Northern Corporation is a bank holding company for Citizens & Northern Bank (the Bank). The Bank provides a range of banking services, including deposit and loan products for personal and commercial customers. It also provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. CNFS, a subsidiary of the Bank, is an insurance agency that provides insurance products to individuals and businesses and, through a broker-dealer arrangement, offers mutual funds, annuities, educational savings accounts and other investment products through registered agents. The Bank operates in Bradford, Cameron, Lycoming, Potter, Sullivan, Tioga, Union, Snyder, Northumberland, Bucks, York, Lancaster and Chester Counties in Pennsylvania and Steuben and Chemung Counties in New York.

AI analysis of Citizens & Northern Corp (CZNC)

buy

Citizens & Northern Corp is a good buy right now due to its strong recent earnings performance, with a Q2 EPS of $0.79, which exceeded expectations by $0.13, and a significant year-over-year revenue growth of 34.6%. Additionally, the forward P/E ratio of 11.1857 indicates that the stock is undervalued compared to its earnings potential. However, the RSI of 45.075 suggests that the stock is nearing oversold territory, which could present a buying opportunity.

Analyst Ratings (1)

-13.86% downside
Hold
0 Buy
1 Hold
0 Sell
Current: 25.54
安値
22.00
平均
22.00
高値
22.00

Piper Sandler

2026-01-29

目標株価

Neutral

Piper Sandler

2025-10-24

目標株価

$22

Neutral

Janney Montgomery Scott

2023-06-27

目標株価

Hold

Piper Sandler

2023-04-24

目標株価

$21

Hold

Piper Sandler

2022-11-17

目標株価

$26

Hold

バリュエーション指標

The current forward P/E ratio for Citizens & Northern Corp (CZNC) is 11.19, compared to its 5-year average forward P/E of 11.98.

Forward P/E

Fair
5Y Average P/E
11.98
Current P/E
11.19
割高
13.88
割安
10.09

Forward EV/EBITDA

Strongly Undervalued
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
割高
0.00
割安
0.00

Forward P/S

Strongly Undervalued
5Y Average P/S
2.77
Current P/S
0.00
割高
3.76
割安
1.77

Alphio AI Price Scenarios for CZNC

Scenario prices are the last monthly forecast band of the current year. Probabilities are fixed model weights (25 / 50 / 25), not guarantees.

B

Bull

Bull · 25%CZNC

$23.82

シナリオ価格

B

Base

Base · 50%CZNC

$19.95

シナリオ価格

B

Bear

Bear · 25%CZNC

$19.16

シナリオ価格

CZNC FAQ — answered by Alphio AI

Citizens & Northern Corporation is a bank holding company for Citizens & Northern Bank (the Bank). The Bank provides a range of banking services, including deposit and loan products for personal and commercial customers. It also provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. CNFS, a subsidiary of the Bank, is an insurance agency that provides insurance products to individuals and businesses and, through a broker-dealer arrangement, offers mutual funds, annuities, educational savings accounts and other investment products through registered agents. The Bank operates in Bradford, Cameron, Lycoming, Potter, Sullivan, Tioga, Union, Snyder, Northumberland, Bucks, York, Lancaster and Chester Counties in Pennsylvania and Steuben and Chemung Counties in New York. It operates in the Financials sector (STATE COMMERCIAL BANKS industry).

Citizens & Northern Corp is a good buy right now due to its strong recent earnings performance, with a Q2 EPS of $0.79, which exceeded expectations by $0.13, and a significant year-over-year revenue growth of 34.6%. Additionally, the forward P/E ratio of 11.1857 indicates that the stock is undervalued compared to its earnings potential. However, the RSI of 45.075 suggests that the stock is nearing oversold territory, which could present a buying opportunity.

1 analysts cover CZNC: 0 rate it Buy, 1 Hold and 0 Sell. The average price target is 22.00.

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