C&F Financial Corp（CFFI）の財務CFFIC&F Financial Corp

C&F Financial Corp (CFFI) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Community Banking, accounting for 47.2% of total sales, equivalent to $13.03M. Other significant revenue streams include Consumer Finance and Mortgage Banking. Understanding this composition is critical for investors evaluating how CFFI navigates market cycles within the Banks industry.

Evaluating the bottom line, C&F Financial Corp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 3.38%, while the net margin is 32.42%. These profitability ratios, combined with a Return on Equity (ROE) of 11.23%, provide a clear picture of how effectively CFFI converts its operational activities into shareholder value.

In the context of the broader market, CFFI competes directly with industry leaders such as ISBA and GBFH. With a market capitalization of $295.94M, it holds a significant position in the sector. When comparing efficiency, CFFI's gross margin of N/A stands against ISBA's N/A and GBFH's N/A. Such benchmarking helps identify whether C&F Financial Corp is trading at a premium or discount relative to its financial performance.

C&F Financial has shown consistent revenue growth, with Q2 2026 revenue at $36.25 million, reflecting an 11.3% year-over-year increase. The net margin has also improved significantly, reaching 32.42% in Q2 2026, indicating enhanced profitability.