Finanzas de Western Union Co (WU)WUWestern Union Co

The Western Union Company (WU) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Consumer money transfers Domain, accounting for 85.5% of total sales, equivalent to $866.10M. Another important revenue stream is Consumer Services. Understanding this composition is critical for investors evaluating how WU navigates market cycles within the Business Support Services industry.

Evaluating the bottom line, The Western Union Company maintains a gross margin of 33.21%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 13.04%, while the net margin is 7.57%. These profitability ratios, combined with a Return on Equity (ROE) of 43.97%, provide a clear picture of how effectively WU converts its operational activities into shareholder value.

In the context of the broader market, WU competes directly with industry leaders such as GABC and TBBK. With a market capitalization of $1.95B, it holds a significant position in the sector. When comparing efficiency, WU's gross margin of 33.21% stands against GABC's N/A and TBBK's N/A. Such benchmarking helps identify whether The Western Union Company is trading at a premium or discount relative to its financial performance.

Western Union's financial performance shows a declining trend in net income, with a reported net income of $64.7 million in Q1 2026 and $76.7 million in Q2 2026, compared to $385.7 million in Q4 2024. The gross margin has also decreased to 33.21% in Q2 2026 from 37.47% in Q4 2024, indicating potential profitability issues.